Inform Mortgages

Inform Mortgages, mortgage advice across the UK

Inform Mortgages is a financial services firm providing impartial mortgage advice to clients throughout the UK. It trades under the name Inform Financial Solutions Limited, a company registered in England and Wales with company number 16480479 and authorised and regulated by the Financial Conduct Authority. Its registered office is in Tempsford, Bedfordshire.

The firm presents itself as a single point of contact for bringing together mortgages, protection products, insurance and conveyancing services, with the stated aim of saving its clients time and money in a mortgage market it describes as increasingly complex.

Mortgage services

The firm's offering covers a range of home financing needs:

• First-time buyer mortgages.
• Remortgaging or refinancing existing mortgages.
• Buy-to-let mortgages for rental investment.
• New build mortgages.
• Green mortgages.
• Self-employed mortgages.

Alongside mortgage financing, the company offers complementary conveyancing and will writing services. It also notes that it can advise on and arrange lifetime mortgages within equity release schemes, referring home reversion schemes to an approved specialist.

Specialisation in new builds and developers

Inform Mortgages describes itself as a specialist in new build mortgages and works with property developers to provide a mortgage service to their buyers. The company states that it maintains long-standing partnerships with leading national developers and presents its involvement as a way to streamline the sales process, reduce fall-through rates and give buyers confidence from reservation through to completion.

Its management team includes, according to the firm itself, professionals with experience in the construction sector, linking its knowledge of the new build business with the financial side.

Employee mortgage benefit scheme

The company markets a mortgage benefit scheme for employers, aimed at employees. The programme is presented as a financial wellbeing and financial education tool for workforces, and includes an initial mortgage and insurance consultation with no obligation for employees across the UK.

Team profile and advice approach

The firm states that it has a team of mortgage experts with over one hundred years of combined experience in retail financial services and new build mortgages. Its proposition is based on impartial, non-tied advice and a personalised service with regular reviews to keep track of each transaction.

The company states that it has access to an extensive panel of mortgage lenders and protection products, as well as a more focused insurance and conveyancing service. Among its working principles it mentions transparency, no hidden charges and support throughout the entire client relationship.

Fee structure

The site warns that a fee for mortgage advice may apply, the exact amount depending on the client's circumstances and agreed before proceeding. The published estimate is £995, except in cases where the client is referred by their employer through the workplace benefits scheme or by one of the new build developer partners, in which case mortgage advice is presented as a fee-free service.

Regulatory scope

The information on the site falls within the UK regulatory regime and is aimed at consumers resident in that country. The firm warns that some of the products offered are not regulated by the Financial Conduct Authority and reminds clients that a home may be repossessed if mortgage payments are not kept up.

Location and contact

21 Station Road, Tempsford, Sandy, Bedfordshire, United Kingdom, SG19 2AU · Phone: 0800 048 7709 · Email: info@informmortgages.co.uk