Event Insurance Services

Event Insurance Services: event insurance in the United Kingdom

Event Insurance Services is a British company established in 1996 that sells event insurance policies. Its catalogue covers everything from one-off events to multi-date programmes, with specific products for organisers, exhibitors, performers, fairs, festivals, fireworks, hot food, street parties and sporting competitions, among others. The company states that it has insured more than 100,000 events in the United Kingdom.

Policies for one-off and multiple events

The one-off event policy is designed for organisers of one-off or single-date events, with cover for up to four consecutive days and premiums from £69. For those organising up to 45 events a year, the multiple events policy offers premiums from £182 and the option to increase cover for individual events at a discounted rate. The company states that 90% of its customers renew each year, according to data from its multiple events policy.

Sector-specific coverages

The catalogue includes products tailored to different activities:

• Band, DJ & Performers: public liability for musicians, DJs and other performers booked to perform at events in the United Kingdom, from £32.
• Celebrations and parties: bespoke package for organisers of private parties and celebrations, from £61.
• Christmas lights: public liability protection for Christmas light installations and Christmas trees, from £242.
• Conferences: customisable policy for conferences, lectures, meetings or seminars, from £61.
• Exhibitors: insurance for exhibitors and exhibitions, from £62.
• Festivals: cover for festival organisers in the United Kingdom, from £69.
• Fireworks: policy for firework displays and Guy Fawkes night events, from £130.
• Hole in one: Prize indemnity: prize indemnity cover for hole in one competitions, from £263.
• Hot food: cover for those serving hot food at events, from £69.
• Shows, fairs, and exhibitions: insurance for organisers of shows, fairs and exhibitions, from £69.
• Sporting insurance: public liability for organisers of sporting events such as marathons, football tournaments, sports days, obstacle course runs and festivals of sport, from £69.
• Stallholders: insurance for market stallholders, with stock and stand cover available for an additional premium, from £32.
• Street parties: cover for public street parties celebrating special occasions, from £62.

Types of cover

Policies can include public liability for accidental damage to property or bodily injury to third parties; employer's liability for injury to employees, volunteers or helpers under the control and supervision of the insured; event equipment cover for accidental damage, loss or theft of hired, leased or owned equipment; and cancellation and rescheduling cover for irrecoverable costs due to cancellation, abandonment or postponement for unavoidable, unforeseen reasons beyond the organiser's control. The latter can be extended to include adverse weather conditions, non-appearance of a key speaker or performer, terrorism or revenue protection. The sporting policy includes £5 million public liability as standard and the option to add cancellation or adverse weather cover.

Experience and distribution network

The company presents itself as a specialist with long-term experience and states that every event is unique. It has an in-house claims department that handles claims quickly, efficiently and sympathetically, and has been recognised for its customer service. It distributes its policies through a network of 1,200 insurance brokers in Great Britain and Northern Ireland, and maintains a network of more than 200 venues, outlets and support services in the UK events sector. The insurance is underwritten by Convex Insurance UK Limited and arranged by Event Insurance Services Ltd.

Corporate and regulatory information

Event Insurance Services is a limited company registered in England and Wales with number 3238686. It is authorised and regulated by the Financial Conduct Authority with reference number 309998. Its registered office is at Event House, 20A Headlands Business Park, Ringwood, Hampshire, BH24 3PB, United Kingdom. Office hours are Monday to Friday from 9:00 to 17:00. The company maintains a blog with articles on firework safety, underinsurance, organising outdoor events, planning Christmas parties, catering for events and festivals, and other related topics.

Location and contact

Event House, 20A Headlands Business Park, Ringwood, Hampshire, BH24 3PB, United Kingdom · Phone: 01425 470360 · Hours: Monday to Friday: 9:00 - 17:00