MSP Capital

MSP Capital, property finance for developers in the south of England

MSP Capital is a principal lender based in Poole, Dorset, specialising in bridging loans and property development finance. The firm presents itself as one of the largest providers of property finance in the south of England and has been operating since 1981, when it was founded around a kitchen table. In 2026 the company celebrated its 45th anniversary with a growth strategy aimed at expanding its geographic reach and working more closely with brokers and intermediaries on a national scale.

Finance products

The entity's offering is structured around two main lines:

• Development Loans: designed to support ground-up developments and heavy refurbishments, from acquisition to completion.
• Bridging Loans: aimed at auction purchases or refinancing that allows the developer to move on to their next project.

Development finance is offered from 0.8% per month, according to information published by the company. The stated terms include up to 75% LTV or 70% LTGDV, flexible terms of up to 36 months, loan amounts from £100,000 to £10 million, zero exit fee options, rates tailored to each project and a dedicated account manager.

In-house decisions and certainty of funds

As a principal lender, MSP Capital makes lending decisions in house, which allows it to respond quickly and offer greater certainty throughout the funding process. The company combines the speed of a specialist lender with the reliability of an established funding partner. Its team brings together under one roof underwriting, credit, valuation, appraisal and legal advisory capabilities, so that the client works with specialists who know their project instead of being passed between different companies.

Relationship with developers, investors and brokers

The firm describes itself as a relationship-led lender with expert industry knowledge. It supports the client at every stage of the development and offers direct access to decision makers. Among the arguments it highlights are swift decisions, tailored solutions and a technical team with deep industry experience. The company states that many of its customers return to finance with it because of clear communication and delivering on what was agreed.

Experience and published case studies

With more than four decades of activity, MSP Capital has supported developers, investors and brokers through different economic cycles and thousands of property transactions. Among the case studies the company makes public are a development of four luxury homes in Surrey with a £6.7 million development loan; a £5 million development loan for an experienced developer in Northampton, at 65%; and a new-build detached home in a traditional Arts and Crafts style in Surrey for £875,000.

Team and corporate activity

The company has a team of finance and property experts who work collectively on each transaction. Its credit committee assesses risk, project viability and the source of funding. In 2026 it brought in a commercial performance specialist to strengthen its £750 million lending capacity and its services to brokers and developers. The firm also publishes informative content on property finance and maintains a growth strategy with a view to expanding its core regions.

Community commitment

MSP Capital channels its social action through the Foundations for Better Futures initiative, which covers both support for its own team and the local community. The company takes part in initiatives such as beach cleans and supports four local charities: Julia's House, Forest Holme Hospice Care, MyTime Young Carers and Lewis Manning Hospice. Throughout the year it organises events to raise funds for each of them.

Regulatory framework

MSP Capital provides unregulated loans secured against property in England and Wales. All finance offers are subject to the corresponding due diligence and reports from appointed third parties. The company is registered with the Financial Conduct Authority as an Annex 1 financial institution for supervision under the 2017 money laundering regulations, but it is not authorised under the Financial Services and Markets Act 2000, and its lending activity is not regulated by the FCA.

Location and contact

MSP Capital, Strata House 12-14 Castle Street, Poole, Dorset BH15 1BQ · Telephone: 01202 743400