BeMoto

BeMoto: motorcycle insurance broker in Peterborough

BeMoto is an independent insurance broker specialising in motorcycles, based in Peterborough (United Kingdom). Founded in 2015 by bikers, it operates under the company name Moto Broking Limited and is authorised and regulated by the Financial Conduct Authority (FCA) under number 715903. The company presents itself as a broker built by and for bikers, with personalised service from its operations centre, The Pit Stop.

Cover for every type of rider

BeMoto's range is built around two main policies and several specialist covers. The standard motorcycle policy, called Carbon Cover, includes legal expenses up to £100,000, cover for declared modifications with like-for-like replacement of parts, 90 days of European riding and 24/7 claims support in the UK. The Titanium Cover policy, the most comprehensive, adds full roadside assistance in the UK and Europe, helmet and gear cover up to £1,500 and personal accident insurance up to £15,000, all with a discount for taking out combined cover.

For those who own more than one bike, the company offers a Multi-Bike policy that groups all motorcycles under a single premium, with one renewal date and a specific discount. It also offers additional covers: insurance for motorcycle vans and equipment, laid-up or storage cover, accidental damage cover for track days, travel insurance for trips across Europe and beyond, repatriation of the bike and rider, and GAP insurance to cover the difference between the bike's value and any outstanding finance.

Modifications and specialist service

BeMoto stands out for its approach to modifications. The Carbon and Titanium policies include like-for-like cover for declared modifications, meaning aftermarket accessories (exhausts, levers, carbon parts, etc.) are replaced with equivalent items rather than returning the bike to factory condition. The company also allows optional covers to be added to the Carbon policy, such as helmet and gear protection, personal accident, excess contribution or licence defence. It is also possible to switch from Carbon to Titanium mid-policy and transfer the no-claims discount (NCD) from previous policies, with the option to protect it.

Customer service and claims

Service is provided from the UK, with no generic call centres. The Pit Stop team is made up of motorcycle specialists with mechanical knowledge. The claims line is available 24 hours a day, 7 days a week, 365 days a year, on 01733 907 000. The company has more than 17,000 five-star reviews and a score of 4.9 on Google, according to the data shown on its website.

Informative content and promotions

BeMoto maintains a section of articles and guides on insurance, basic maintenance and motorcycle routes, with examples such as a guide to stripping and rebuilding brake callipers or routes through Wales. It also runs prize draws and promotions with cash prizes, track day experiences and gear discounts.

Corporate details

BeMoto is the trading name of Moto Broking Limited, registered in England and Wales with company number 09676058. Its registered office is at First Floor, Britannic House, 11-13 Cowgate, Peterborough PE1 1LZ. The company operates as an independent insurance broker and is not tied to a single insurer, but works with a panel of UK insurers.

Location and contact

First Floor, Britannic House 11-13 Cowgate, Peterborough PE1 1LZ · Phone: 01733 907 000