Frank Pickles Insurance Brokers

British insurance broker specialising in caravan insurance

Frank Pickles Insurance Brokers is an insurance broker based in the UK that focuses on policies for owners of static caravans, touring caravans, park homes and trailer tents. The company presents itself as a specialist in this niche and operates under the trading name Frankpickles, being a trading style of Frank Pickles (Insurance Brokers Ltd).

Founded in the 1950s and incorporated as a limited company in 1960, the firm is currently run by members of the third generation of the Pickles family. According to its own presentation, senior staff have more than 50 years of combined experience and the customer service and claims teams operate from the UK.

Policies for touring and static caravans

The broker's catalogue distinguishes between several types of vehicles and accommodation. For touring caravans, cover includes insured values of up to £100,000, new-for-old replacement option during the first 15 years, accidental damage to the structure, theft, fire, vandalism, storms, falling trees, lightning and flood. Public liability of up to £5,000,000 is offered, along with legal expenses cover, awning cover and breakdown cover for car and caravan with a European option.

For static caravans, cover reaches values of up to £150,000, with new-for-old replacement during the first 20 years and a list of risks that adds escape of water and subsidence to those already mentioned. It includes public liability of up to £5,000,000, legal expenses, loss of keys up to £500 and clearance of debris.

In the case of park homes, cover rises to £500,000, with new-for-old replacement for 20 years, accidental damage to structure and contents, theft, fire, vandalism, storms, falling trees, escape of water, subsidence and flood. It incorporates £5,000,000 public liability, alternative accommodation, loss of keys up to £500 and contents in outbuildings up to £1,000.

Additional cover and customisation options

The company states that its policies can be complemented with a series of optional products. These include European cover, public liability, protected no claims bonus, personal accident, policy excess and breakdown cover. For static caravans, the site details items such as £10,000 personal accident, £2,500 site clearance, £1,000 alternative accommodation, £250 replacement of locks following loss of keys, £250 loss of metered water or oil and £200 frozen food if contents cover is taken out.

For touring caravans, discounts are mentioned for those who have completed the IAM caravan course and for Caravan Club members, as well as recovery of the caravan to the nearest workshop and delivery to the registered address, with alternative accommodation of up to £75 per day.

Breakdown assistance for car and caravan

The broker offers two types of breakdown cover. The first covers both car and caravan together, even if the caravan suffers a puncture, and includes nationwide recovery, onward travel and emergency accommodation. The second is designed for those who already have car breakdown cover and want to specifically protect the caravan, covering punctures and mechanical breakdowns as standard.

Family background and UK-based service

The company emphasises its family character and its long-standing presence in the sector. Established in the 1950s and incorporated as a limited company in 1960, it maintains a structure run by the third generation of the founding family. The customer service and claims team works from the UK and is dedicated exclusively to the products the broker offers. The firm also offers monthly payment options and works with A-rated insurers.

Offices and locations

Main office: 33/35 Cross Green, Otley, West Yorkshire LS21 1HD · Telephone: 01943 850 123

Harrogate office: 22 Victoria Avenue, Harrogate, HG1 5PR · Telephone: 01943 850123