Philip Paul Car Centre

Philip Paul Car Centre, used car dealership in Oswestry

Philip Paul Ltd., trading as Philip Paul Cars, is a specialist used vehicle dealership based in Oswestry, in the English county of Shropshire. The company presents itself as an established business in its area, focused on offering personalised service and competitive prices within the used car market.

Vehicle stock and available brands

The dealership's catalogue focuses on used passenger cars and is organised, among others, by the following brands:

• Audi
• Citroën
• Honda
• Mini
• Renault
• Volkswagen

The company states that it updates its stock list regularly and that its offering aims to cover different budgets and lifestyles. It also notes that if a customer cannot find the vehicle they are looking for on the website, they can enquire by phone, as stock changes frequently.

Vehicle valuation and test drive

Among the featured services is the valuation of the customer's car, with a specific form to request a valuation. The dealership also invites customers to arrange a test drive before purchase and offers advice on vehicles and their maintenance.

Finance and credit broker status

Philip Paul Ltd. t/a Philip Paul Cars acts as an Appointed Representative of Automotive Compliance Ltd, a firm authorised and regulated by the Financial Conduct Authority (FCA No. 497010). The company expressly defines itself as a credit broker and not as a lender: its role is to introduce the customer to a selected panel of lenders and to act on behalf of the lender in that introduction, not as the customer's agent. It declares that it is not impartial nor an independent financial adviser and does not charge fees for its services.

According to the information published, in most transactions the company receives a commission from the lender for the introduction, either a fixed fee or a fixed percentage of the amount borrowed. This commission does not alter the amounts the customer pays under the finance agreement, although the customer contributes to it through the interest on their repayments. Before proposing a lender, the company informs the customer of the likely amount of commission and seeks their consent; the exact amount is confirmed before signing the agreement. Finance applications are subject to status, terms and conditions, and are limited to UK residents aged 18 or over; guarantees may be required.

Distance purchase and customer rights

The site includes a section on buying from home and another on the right to cancel in distance sales, along with a specific policy for vulnerable customers. It also publishes its privacy policy, cookie policy, complaints policy and competition terms and conditions.

Service at the Oswestry dealership

The company serves its customers at its premises on Maesbury Road, in Oswestry, and offers a contact form on the website for enquiries. Its staff is presented as a dedicated team that advises both on choosing a vehicle and on its subsequent maintenance.

Location and contact

Maesbury Road, Oswestry, Shropshire, SY10 8GA · Phone: 01691 655556 · Opening hours: Monday to Friday: 08:30 - 18:00; Saturday: 09:00 - 17:30; Sunday: 10:00 - 16:00. Bank holiday: Monday 31st, sales from 10:00 to 16:00.