Avanti Travel Insurance

Avanti Travel Insurance: travel insurance for pre-existing medical conditions

Avanti Travel Insurance is a travel insurance brand marketed in the UK by TICORP Limited, a company registered in Gibraltar and authorised by the Gibraltar Financial Services Commission, which operates in the UK under the freedom of services regime with reference number (FRN) 663617 with the Financial Conduct Authority. The brand is administered by Howserv Limited, a company registered in England and Wales with number 03882026 and registered office at Britannia House, 3-5 Rushmills Business Park, Bedford Road, Northampton, NN4 7YB.

Available cover products

The insurer's catalogue is organised into four main types:

• Single trip insurance: covers a single trip anywhere in the world, both abroad and in the UK, and is presented as an option for short and long trips.
• Annual multi-trip insurance: covers trips throughout an entire year and is aimed at those planning more than one holiday a year.
• Medical travel insurance: aimed at people with pre-existing medical conditions and travellers of any age. The company states that it can cover over 1,300 medical conditions, subject to prior screening.
• Cruise insurance: a policy specifically designed for cruise travel.

Cover includes medical expenses, repatriation and trip cancellation if you test positive for COVID-19 in the 14 days before travel, according to the website information.

Policy management and customer service

Policyholders can modify their policy at no extra cost through the MyAvanti customer area. Changes made by phone may incur a £15 fee. The company offers telephone and chat support, with different opening hours for the sales team and the customer service team.

Awards and promotions

The company presents itself as the winner of the Personal Finance Best Travel Insurance award between 2018 and 2025. At the time of analysis, the site showed a promotion of 20% off travel insurance with the code SHINE20, applicable to new policies and excluding the costs of covering medical conditions and add-ons; the offer indicated an end date of 30 September 2026.

Corporate structure and regulation

The brand operates under the trading name of TICORP Limited, with registered office at Suite 23, Portland House, Glacis Road, Gibraltar. Administration and premium financing are handled by Howserv Limited, which acts as a credit broker and not as a lender, using the services of Premium Credit Limited for premium financing. Howserv Limited is authorised and regulated by the Financial Conduct Authority with FRN 599282.

Location and contact

Britannia House, 3-5 Rushmills Business Park, Bedford Road, Northampton, NN4 7YB · Phone: 0800 888 6195