Planet Finance

Planet Finance, independent mortgage brokerage in Mold

Planet Finance operates as an independent whole-of-market mortgage brokerage, meaning it does not work with a limited panel of lenders but instead searches the offerings of over 70 lenders to find the mortgage that best suits each client. The firm presents itself as an intermediary that takes on the search and comparison on the client's behalf, with the stated aim of saving them time and keeping them informed throughout the process.

The company is authorised and regulated by the Financial Conduct Authority (FCA) under registration number 969658, and incorporated as a company in England and Wales under number 13366216. Its registered office is in Mold, in the county of Flintshire (Wales).

Mortgages: searching across more than 70 lenders

The main service consists of finding mortgages tailored to specific personal circumstances. The firm states that it compares the offerings of over 70 lenders to select the most advantageous terms for each case. Among the profiles and needs it declares it handles are:

• Buying a first home.
• Mortgages for self-employed workers.
• Deals for those with a poor credit history.
• Remortgage (refinancing an existing mortgage).
• Moving home.
• Buy to let and let to buy.
• Debt consolidation.

Protection: home, life and critical illness insurance

Alongside mortgage brokerage, Planet Finance offers protection products aimed at covering the unexpected. The firm focuses this area on home, life, critical illness and income protection insurance. The company frames this service within its duty of care towards the client and presents it as a way to protect what matters most.

Structure and regulation

Planet Finance Limited is a company registered in England and Wales under number 13366216. Its registered office is stated as 18 Mold Road, Mold, Flintshire, CH7 6TD. The business is authorised and regulated by the Financial Conduct Authority under registration number 969658. The firm warns that the FCA does not regulate some types of mortgage and that the information and advice on its website fall under the UK regulatory regime, and are therefore primarily aimed at consumers resident in that country.

Brokerage fees

The company notes that it may charge a fee for arranging a mortgage, the exact amount of which depends on the client's circumstances and typically ranges between £195 and £995. In some cases, it states, no fee would be payable.

Client reviews

The site includes testimonials from clients who highlight the service received and mention several advisers by name. The comments refer to mortgage brokerage and insurance services, including arranging a policy for a grade II listed house, and emphasise the speed of response and the support provided throughout the process. The firm directs visitors to its Trustpilot profile to read the full set of reviews.

Location and contact

Grosvenor Place, Grosvenor Street, Mold, CH7 1EJ · Phone: 01352 872400 · Email: info@planet-finance.co.uk