BG Insurance

BG Insurance, specialist broker for driving instructor insurance

BG Insurance is a UK insurance broker focused on protecting driving tuition professionals. The firm presents itself as a specialist in driving school insurance and compares offers from UK insurers to find cover tailored to qualified instructors, trainees and driving school owners. Its activity is built around specific policies for professional use of tuition vehicles, including dual control cars and multi-vehicle fleets.

Insurance products for driving tuition

The broker's catalogue is organised into five main lines:

• Driving instructor insurance: cover for qualified instructors (ADIs) and trainees (PDIs), designed around lessons, dual control vehicles and the instructor's daily use.
• ADI insurance: flexible policy for approved driving instructors who need cover for lessons, tests and business use.
• PDI insurance: cover for trainee instructors who have not yet obtained full qualification, protecting the tuition vehicle while they build experience.
• Driving school insurance: policy for schools with multiple instructors, pupils or vehicles, designed to protect the tuition business.
• Dual control car insurance: cover for cars used in professional driving lessons.

Add-on covers

In addition to the main policies, BG Insurance offers add-ons that can be added to the cover: public liability, legal expenses, breakdown cover, excess protection and courtesy vehicle cover. The company also manages promotions for instructors, such as rewards for referring pupils and added-value offers, including a £250 excess protection promotion when available.

Customer profile and reach

The broker works with instructors at all stages of their career: qualified ADIs, trainee PDIs, and driving school owners or managers. It covers both manual and automatic tuition, and serves professionals working independently or through franchises. According to data published by the company itself, it has more than 20 years of experience protecting instructors and 9,500 active instructors insured, as well as a 4.8 out of 5 rating on Trustpilot.

Application process and customer service

The application process is structured in three steps: the customer provides personal, vehicle and tuition activity details; the broker compares options and contacts them to confirm details and the level of cover; finally, the policy is chosen and purchased after reviewing the terms. BG Insurance has dedicated phone lines and email addresses for sales, renewals, customer service and claims, with a claims line available 24 hours a day, 7 days a week. The company also offers online tools such as a lesson pricing calculator, an EV vs ICE cost calculator, a fuel cost per lesson calculator and a profit calculator.

Corporate details and regulation

BG Insurance is a trading name of Barry Grainger Limited, authorised and regulated by the Financial Conduct Authority (FCA) under reference 305659. The company is registered in England with number 03957323 and its registered office is at Unit 5/6 Citygate, Blantyre Street, Manchester, M15 4JJ.

Location and contact

Unit 5/6 Citygate, Blantyre Street, Manchester, M15 4JJ