Kandoo Car Credit

Kandoo Car Credit, vehicle finance broker in Manchester

Kandoo Car Credit Ltd is a company based at Oak Court, M60 Office Park, Clifton, Manchester (M27 8FF), operating as a credit broker rather than a lender. Its activity focuses on vehicle finance: it processes applications, seeks lenders willing to grant the loan and supports the customer and the dealer throughout the entire process until the contract is signed.

The firm presents itself as a broker authorised and regulated by the Financial Conduct Authority (FRN 936619) and registered with the Information Commissioner's Office under number ZA549847. The company is registered under number 12178111 and operates under the trading name Kandoo Car Credit.

An online application process with support

The service is structured in three stages. First, the customer completes an online application. Then, the company contacts the dealer on their behalf or the customer can choose from Kandoo's recommended dealer network. Finally, the documents are signed and, according to the company, the agreement can normally be processed the same day.

The company states that its technology enables quick and clear decisions without affecting the applicant's credit score. The team presents itself as an intermediary that keeps both dealers and customers informed and in control of the process.

Vehicle search and selection filters

Kandoo's search platform includes new and used vehicles, with the stated aim of covering different budgets and preferences. The search tool allows filtering by make, model, price range, mileage and location. According to the website information, all vehicles in its database are regularly checked and supplied by trusted dealers.

For used cars, the company checks vehicle history records, a detail it offers buyers to support their purchase decision. The platform also highlights deals from its panel of lenders, so that customers can find quality vehicles at affordable prices.

Finance profiles and applicant guides

The broker's service catalogue addresses specific credit situations: finance for customers with poor credit history, with an individual voluntary arrangement (IVA) or with a county court judgment (CCJ). It also offers no deposit car finance and a guide on the basics of car credit.

The website brings together documentation on car credit, a frequently asked questions section on eligibility, interest rates, repayment options and vehicle ownership, and a video library with content on loans, rates and tips for securing better terms.

Activity data and company structure

The company publishes activity statistics for June 2026: 30,148 applications processed, 13,601 loans approved and a value of approved loans of £115,608,500. It also states that it has more than twenty years of experience in car finance, drawn from both brokerage activity and dealership experience.

Kandoo Car Credit states that its team works in a professional environment and encourages continuous improvement among its employees. The company has specific sections to present its management team and to publish job vacancies.

Brokerage terms and representative example

The firm reminds that it acts as a broker and not as a lender, that it may introduce the customer to a limited number of lenders and other brokers, and that it receives a commission from the lender when the agreement is formalised. That commission may be a fixed payment or a percentage of the amount financed and varies by lender; the company undertakes to inform the customer of the amount before signing and to obtain their consent.

The site shows a representative example with a fixed representative APR of 19.5%: a loan of £8,000 over 60 months, with a monthly repayment of £202.92, a total cost of credit of £4,175.05 and a total amount payable of £12,175.05. The website itself warns that this is an example only, that lender fees may apply and that all finance is subject to status. Applicants must be 18 or over.

Location and contact

Oak Court, M60 Office Park, Clifton, Manchester M27 8FF · Phone: 01204 311 798 · Email: sales@kandoocarcredit.co.uk