Manchester Money

Manchester Money, mortgage brokerage in central Manchester

Manchester Money is a mortgage advice firm established in the heart of central Manchester. It presents itself as a multi-award-winning brokerage and claims to be the number one in the city in its sector. Its activity focuses on accompanying the client throughout the entire mortgage process, from the first appointment to completion, with personalised attention and access to a wide network of lenders.

The company states it works with more than 70 lenders and thousands of products, which allows it to tailor the offer to diverse financial situations. Although its base is in Manchester and it knows the local market, it indicates that it also serves clients from other areas of the United Kingdom, such as London or Edinburgh.

Mortgage services for every profile

Manchester Money's catalogue covers the main home financing needs. Among the modalities it offers are:

• First-time buyer mortgages.
• Remortgages.
• Home mover mortgages.
• Bad credit mortgages.
• Shared ownership mortgages.
• Professional mortgages.
• 100% mortgages.
• Expat mortgages.
• Foreign national mortgages.
• Commercial mortgages.

In addition, the firm advises self-employed workers and related figures, such as limited company directors, contractors or consultants, subcontractors or CIS workers, and sole traders and partnerships.

Property investment and specialist lending

For those investing in property, Manchester Money offers specific products: buy to let mortgages, let to buy and second homes. In the field of specialist lending, the company works with equity release, bridging loans, high value mortgages, second charge lending and million pound mortgages.

The firm also has online tools, such as affordability and repayment calculators, which allow users to estimate their borrowing capacity before contacting an adviser.

Financial protection and estate planning

Beyond the mortgage, Manchester Money offers financial protection solutions. Its range includes life insurance, critical illness cover, income protection, home insurance, private medical insurance, key person cover and relevant life cover. It also provides estate planning services, such as will writing.

Team and awards

The company has a team identified on its website. Chris Barker is listed as managing director; Julia Brownley as sales director; Zack Glover, Adam Evans, Brandon Crichton and Aaron Bryce as mortgage and protection advisers; and Ruksana Niaz as mortgage administrator.

Regarding awards, Manchester Money states that it was a finalist in the Greater Manchester Business Awards and that in 2022 it received the Top Mortgage Employer and Top Broker awards. The firm attributes these accolades to its service approach, expert advice and tailored recommendations.

Support throughout the entire process

The working method described by the company covers several stages. In the initial appointment, the client's financial situation is analysed, their goals are discussed and personalised options are offered. Then, if it is a purchase, the firm can help in the offer process, negotiating on behalf of the client and checking that the proposal fits their budget. When the mortgage offer is reached, the team reviews the conditions and accompanies until completion.

The website collects numerous client reviews that highlight the attention received, constant communication and the resolution of obstacles during the process. These opinions, verified by Trustindex, mention several of the advisers for their work in purchases, remortgages and first mortgages.