Cover Me Warranty

Car, van and motorbike warranties in the UK

Cover Me Warranty is a Manchester-based company that offers vehicle warranty plans. Its offering is built around a single level of cover, with no tiers, reductions or optional add-ons, and covers cars, vans and motorbikes. The company presents itself as part of the team behind Match Me Car Finance, a car finance broker, and states that its business was born after identifying difficulties among its customers in finding affordable and comprehensive warranties.

A single level of cover

The company describes its product as comprehensive cover that includes mechanical and electrical components, engine, gearbox, clutch, turbo and drivetrain, battery failure in electric and hybrid vehicles, suspension, steering and braking systems, fuel, cooling and emissions systems, electronic control units, sensors and driver assistance technologies, air conditioning, airbags and multimedia systems. It also covers labour and diagnostics when a fault is found and an authorised repair is carried out, as well as consequential damage when a covered part damages another covered part.

Key conditions include no excess, cover from day one, unlimited repairs at nationwide network repairers and a repair limit of £3,000 or £6,000 depending on the plan. The company states that cover includes wear and tear and MOT failures.

Plans and eligibility

Plans are offered for 1, 2 or 3-year periods. Regarding eligibility limits, the website states that it covers cars up to 14 years old and 130,000 miles, vans up to 10 years old and 100,000 miles, and motorbikes up to 11 years old and 60,000 miles.

Discretionary decision-making model

Cover Me Warranty explains that it operates on a discretionary basis: each repair request is assessed individually rather than applying an automated system. The company states that this approach allows it to consider circumstances that other providers might reject, and maintains that if a repair is reasonable, it will try to help the customer.

Background of the founding team

The company links its origins to Match Me Car Finance, a firm through which thousands of vehicle finance agreements have been arranged. According to its presentation, that business has accumulated more than 5,300 five-star reviews on Trustpilot and an average rating of 4.8 out of 5 since 2016. Cover Me Warranty describes itself as the new initiative from the same team, and its founder and CEO is Callum Walsh, with experience in car finance, regulatory compliance and customer service.

Regulatory nature of the product

The company specifies that it is not a regulated insurance provider and that its warranty plans are discretionary, not insurance products and not regulated by the Financial Conduct Authority. Cover Me Warranty Ltd is an appointed representative of Match Me Car Finance Ltd, authorised and regulated by the FCA, for the sole purpose of offering credit options to fund the warranty plan. The company is registered with number 16509552 and its FCA reference number is 1036767; it is also registered with the Information Commissioner's Office under number ZB91559.

Location and contact

The Royals, 353 Altrincham Road, Manchester, England, M22 4BJ · Phone: 0161 568 3892 · Email: info@coverme-warranty.co.uk