Fitch & Fitch

Fitch & Fitch, independent mortgage broker based in Canary Wharf

Fitch & Fitch presents itself as one of the UK's leading independent mortgage brokers, operating with access to over one hundred lenders. Its activity consists of providing independent advice on mortgages and protection products, with a stated focus on transparency and on serving clients with complex needs. The firm has established offices in Canary Wharf, Cambridge and Colchester.

Residential and personal mortgages

The residential services portfolio covers home purchase, remortgage, large mortgages, service for international buyers, first-time buyers and new build finance. The company states that it seeks the right solution regardless of the complexity of the case.

Property investment and letting

For homeowners and investors, the firm offers buy-to-let mortgages, both for purchase and remortgage, along with solutions for expatriates and landlord portfolios. These services are aimed at those who own one or more properties and need to align their financing with rental profitability.

Specialist finance and bridging loans

The specialist finance section includes bridging finance, property development finance, commercial finance, self build, green mortgages, professional mortgages and later life lending.

Financial protection and wealth planning

The offering is completed with financial protection insurance: life cover, critical illness cover and income protection. It also includes client insurances such as buildings, contents and landlords insurance, as well as retirement and investment planning.

Private Office for high-net-worth individuals

Fitch & Fitch has a Private Office created to provide an exclusive service tailored to the needs of high-net-worth individuals, their families and their offices. This channel complements the brokerage's general service.

Digital tools and own publication

The website incorporates an online Mortgage Finder which, based on a few initial questions about the user's needs, presents potentially suitable products and can send a mortgage illustration to the user's email inbox within minutes. The company also publishes the digital Mortgage & Property Magazine, with articles and analysis on mortgages, protection and the property market, and maintains a resources centre with guides, best buys comparisons and affordability and stamp duty calculators.

Regulatory structure and terms of service

Fitch & Fitch Ltd acts as a designated representative of JLM Mortgage Network Ltd, authorised and supervised by the Financial Conduct Authority (FCA) under registration numbers 955014 and 300629. The company is registered in England with number 08375299 and its registered office is in Colchester (Essex). The firm warns that it may charge a fee of up to 1.0% of the mortgage amount depending on circumstances, with a typical fee of £495, and that the site's guidance is aimed primarily at consumers resident in the UK.

Offices and locations

Local Head Office (Canary Wharf): 37th Floor 1 Canada Square Canary Wharf London E14 5AA

Local Colchester: 340 The Crescent, Severalls Business Park, Colchester, Essex CO4 9AD