Integral Private Finance Services Limited

Integral Private Finance Services Limited: mortgage and insurance advice in London

Integral Private Finance Services Limited (IPFS) is a financial services intermediary with offices in London operating under the trading name IPFS. The firm presents itself as a business dedicated to providing mortgage, protection and insurance advice, with a commitment to professional and efficient client-centred service.

Mortgages for individuals, businesses and investors

IPFS's mortgage service covers expert whole-of-market advice. The firm handles financing for residential, commercial, investment and international properties. In the case of buy-to-let mortgages, the firm notes that some of these are not regulated by the Financial Conduct Authority. Commercial mortgages are also not regulated by the FCA and are arranged on a referral-only basis. To receive advice on international properties, you must be resident in the UK.

Protection and general insurance

In the area of protection, IPFS works to ensure that the client, their mortgage, other debts and their family are properly covered. For general insurance solutions, the firm partners with Paymentshield and uses them exclusively to meet these needs.

Client profile and advice approach

IPFS's client base is diverse: it includes clients of very different profiles and sizes, both from the UK and abroad, with a growing international base. The firm notes that its clients share a demand for a reliable and professional service in an environment where communication and efficiency are crucial. Advice is provided on a personalised basis, with recommendations grounded in knowledge of the sectors in which the firm operates and tailored to each client's individual circumstances. Communication is in plain English, so that the client understands what is being recommended and why.

Regulatory structure and coverage

IPFS is a trading style of Integral Private Finance Services Ltd, which acts as an appointed representative of Quilter Financial Services Ltd, a firm authorised and regulated by the Financial Conduct Authority. The company is registered in England and Wales with number 08064021. The information and guidance contained on its website fall within the UK regulatory regime and are aimed at consumers resident in that country.

Adviser training

The firm's advisers hold nationally recognised qualifications and undertake regular training and examinations to keep their knowledge and skills up to date.

Location and contact

35 Ballards Lane, London, N3 1XW · Phone: 020 8922 9213 · Email: info@ipfs.co.uk