Brick2Brick Mortgage Solutions

Brick2Brick Mortgage Solutions, mortgage advice in London and Cheltenham

Brick2Brick Mortgage Solutions is a mortgage and protection advice firm with a presence in London and Cheltenham. The company presents itself as a specialist in mortgage and protection insurance advice, with clients spread throughout the UK, and claims to have over one hundred five-star reviews on Trustpilot.

Its working model is that of a whole-of-market broker: according to its own description, it seeks the most suitable option for each client by searching the entire market, rather than limiting itself to a closed selection of lenders. The firm declares access to nearly one hundred mortgage lenders, including some that are not present in traditional high street banking.

Areas of mortgage advice

The service catalogue covers very diverse profiles and situations:

• First-time buyers: mortgages for those purchasing their first home, including joint options, with 5% or 50% deposit, new build, self-build, shared ownership and gifted deposits from third parties.
• Home movers: for homeowners selling their house to buy another.
• Remortgage: aimed at avoiding the standard variable rate and achieving the most cost-effective available offer.
• Buy to let: mortgages to purchase a property as an investment and not as a residence, including the first-time landlord figure.
• Professional mortgages: aimed at qualified profiles, with options for higher borrowing capacity and competitive rates. The site details variants for doctors, NHS staff, nurses, consultants with a private practice, locum surgeons, self-employed dentists and contractors.
• Complex income: for applicants with non-standard income, such as bonuses, contract work or multiple income sources, and for high net worth individuals.
• Multi-applicant mortgages: three and four person operations, joint mortgages with friends or parents, and the joint borrower sole proprietor modality, which allows incomes to be combined even though the property is in one person's name.
• Other modalities: bridging finance, offset mortgages, interest-only mortgages for first-time buyers and solutions for low deposits or need for a guarantor.

Protection and complementary services

Alongside mortgage advice, the firm offers life and critical illness insurance, income protection insurance, equity release, and wills and trusts services. It also includes a review of the client's credit report and valuation and house survey services.

Customer service and contact

Structure and regulation

Brick2Brick Mortgage Solutions Ltd is registered in England and Wales with number 11900391 and its registered office is at 124 City Road, London. It operates as an appointed representative of The Right Mortgage Limited, an entity authorised and regulated by the Financial Conduct Authority with number 649443 for mortgage, insurance and consumer credit mediation activities. The firm warns that it may charge fees for mortgage advice, the amount of which depends on each client's circumstances, and that the home may be subject to repossession if mortgage payments are not met.

Offices and locations

Office 1: 124 City Road, London, EC1V 2NX · Phone: 0207 139 5130

Cheltenham office: Star Lodge, Montpellier Dr, Cheltenham GL50 1TY · Phone: 01242 323480