Tessa Alliance

Tessa Alliance: comparing private medical insurance in the UK

Tessa Alliance is a London-based insurance intermediary that helps individuals and families compare private medical insurance from recognised UK insurers. Its approach focuses on clearly explaining the differences between policies — cover, hospital access, underwriting, exclusions and claims support — before the customer makes a decision. The company states that its goal is not only to find the cheapest premium, but to find cover suited to each person's circumstances and budget, with no pressure to buy.

Comparison and advice services

Its main activity is comparing private health plans from various insurers in the UK market. Among the companies the firm mentions are Bupa, AXA Health, Aviva, Vitality, WPA and The Exeter. Tessa Alliance offers free, no-obligation advice, and notes that if an existing policy remains the best option, it will tell the customer so. It also has a dedicated service for those who already have insurance and want to compare their current cover before renewing, in order to assess whether they could improve their terms, reduce their premium, or both.

Types of cover it compares

The website organises its services into several categories of private medical insurance:

• Personal health insurance
• Family health insurance
• Child health insurance
• Senior health insurance
• Review & switch cover

In addition, the company publishes informative guides on private medical insurance, switching insurance and a glossary of health terms, along with a blog with articles on insurers and buying tips.

Approach and professional standards

Tessa Alliance Limited is authorised and regulated by the Financial Conduct Authority (FCA) with reference number 992413. The company is a member of the Association of Medical Insurers and Intermediaries (AMII), an organisation that promotes professional standards in the UK health and wellbeing sector. In its presentation, the firm insists on a transparent approach, without aggressive sales tactics, and on explaining policy terms, cover limits, exclusions, underwriting, hospital access and costs so that the customer understands what they are considering.

Company details and location

Tessa Alliance Limited is registered in England and Wales with company number 14499645. Its registered office is at 40 Long Lane, Hillingdon, UB10 0EG, United Kingdom. The company operates from London and serves customers throughout the UK.

Location and contact

40 Long Lane, Hillingdon, UB10 0EG