Simply Business

Simply Business, insurance broker for small businesses and landlords in the UK

Simply Business presents itself as one of the largest business insurance providers in the UK. Its activity focuses on making cover accessible to small businesses and landlords, with the option to compare quotes from leading insurers, buy and manage the policy in a single digital environment. The company states it has nearly one million business and landlord customers, and offers cover for more than 1,500 trades.

Business insurance catalogue

The business offering includes a wide variety of policies, including:

• Public liability insurance
• Professional indemnity insurance
• Employers' liability insurance
• Commercial buildings insurance
• Business health insurance
• Product liability insurance
• Shop insurance
• Tool insurance
• Commercial combined insurance
• Consultant insurance
• Contractors insurance
• Limited company insurance
• Manufacturing insurance
• Online retailer insurance
• Self employed insurance
• Sole trader insurance
• Tradesman insurance

Cover is also organised by trade, such as beauty therapists, builders, catering, mobile catering van, cleaning, photographers, hired in plant, security guards and takeaway.

Landlord insurance

For property owners and landlords, Simply Business offers specific policies covering:

• Buy-to-let insurance
• Content insurance
• Loss of rent
• Property owners liability
• Accidental damage
• Alternative accommodation
• Unoccupied property
• Tenant default

These covers are tailored to different property types, such as residential homes and commercial premises. The company states that more than 300,000 landlords trust it to protect their investments.

Indicative pricing and buying process

The site shows indicative prices for some covers, calculated from policies sold between 1 January and 30 June 2026. 10% of customers paid an annual premium equal to or less than the following figures:

• Public liability: £64.78 per year (equivalent to £5.40 per month), with a limit of up to £2 million.
• Professional indemnity: £82.75 per year (£6.90 per month), with a limit of up to £2 million.
• Employers' liability: £79.80 per year (£6.65 per month), with £10 million employers' liability cover and up to £2 million public liability.
• Landlord insurance: £170.96 per year (£14.25 per month), for buildings and property owners liability of up to £2 million.

These monthly amounts exclude the additional costs of instalment payments. Buying is done online by answering a few questions and comparing quotes from leading insurers; according to the company, the process can be completed in around seven minutes. Documents arrive the same day.

Customer service and complementary services

Simply Business has a UK-based team of experts to handle enquiries, policy changes and claims. It offers claims management 24 hours a day, seven days a week, and chat support. The company also maintains a knowledge centre with articles and tools for small businesses and landlords, such as profit margin, VAT and pricing calculators, and a lean business canvas. It also publishes a free monthly newsletter.

Ratings and recognition

The company shows a rating of 4.6 out of 5 based on 40,000 reviews, and states that 9 out of 10 customers rate it as 'good' or 'excellent' on Feefo. The site includes customer testimonials highlighting speed, telephone service and the immediate availability of documentation.

Offices

Simply Business has two UK locations: one in London and one in Northampton.

Locations and premises

Location 1: Simply Business Hylo 105 Bunhill Row London EC1Y 8LZ

Northampton location: 900 900 Pavilion Drive Northampton NN4 7RG