Move Financial

Move Financial, mortgage advice in Liverpool

Move Financial is a mortgage advisory firm based in Liverpool, operating under the company name Move Financial North West Limited, registered in England and Wales with company number 09827615. The company presents itself as a support service for home buyers, with the stated aim of making the mortgage process as stress-free as possible.

Its activity is aimed at those seeking financing to purchase a home, as well as homeowners who already have a mortgage and want to change their terms or property. The firm acts as an appointed representative of Quilter Financial Services Limited and Quilter Mortgage Planning Limited, entities authorised and regulated by the UK Financial Conduct Authority.

Mortgage products it arranges

Move Financial's service catalogue is organised into four main types of financing:

• First-time buyer mortgages: support for those taking on their first mortgage.
• Homemovers and remortgages: for those moving home or wanting to lock in a new interest rate.
• Buy-to-let mortgages: financing for investment in rental properties.
• Limited company mortgages: products for purchases arranged through a limited company.

The company also offers insurance among its services, as reflected in its navigation menu.

Tools and working method

The website includes a mortgage calculator that allows you to estimate the monthly payment based on the purchase price, deposit paid, interest rate and repayment term, with results for both repayment and interest-only options. The firm warns that this is a guide and that the exact amount may vary depending on the lender's terms.

The advice model is based on three elements that the company highlights: no upfront fees — the client only pays when a mortgage offer is obtained —, whole-of-market search through its Quilter Financial Planning network, and the assignment of a personal adviser and a case manager who support the client throughout the entire process.

Structure and location

Move Financial operates from Liverpool, in the northwest of England. Its registered office is at Penny Lane Business Centre, 374 Smithdown Road, Liverpool L15 5AN, while the contact address published on its website is 52-54 Allerton Road, in the Allerton area, Liverpool L18 1LN.

Regulatory framework

The firm's activity falls within the UK regulatory regime and is aimed at consumers resident in that country. Some buy-to-let mortgages are not regulated by the Financial Conduct Authority. The company warns that failure to keep up mortgage repayments may result in the loss of the home and that tax treatment varies according to individual circumstances.

Offices and premises

Main office: 52-54 Allerton Road, Allerton, Liverpool, L18 1LN · Phone: 0151 734 6722

Office 2: Penny Lane Business Centre, 374 Smithdown Road, Liverpool, L15 5AN