Albon Financial Planning

Independent financial planning in Letchworth

Albon Financial Planning is an independent financial planning firm based in Letchworth, Hertfordshire, operating on a fixed-fee basis. Its work covers retirement, tax, investments, protection and mortgages, and serves both professionals with demanding schedules and families. The firm presents itself as an appointed representative of 2plan Wealth Management Ltd, authorised and regulated by the Financial Conduct Authority (FCA), with registration number 1018192.

Who it works with

The firm describes two main audiences. On the one hand, professionals balancing careers and family life, many of them working in tech, to whom it offers clarity for complex financial decisions. On the other, families who need to plan for education costs, mortgages and family protection insurance. It also specifically mentions professionals who want to make the most of employer share schemes, ISAs and pensions.

Advice areas

• Optimising your investments: reviewing current strategies to align the portfolio with the client's life goals, not just market trends.
• Retirement planning: calculating the savings needed to retire when and how the client wants, with a clear roadmap.
• Balancing saving and investing: strategies to balance enjoying the present with building future wealth.
• Tax efficiency: planning for income, capital gains and inheritance to reduce the tax impact.
• Protection: bespoke, independent insurance solutions to safeguard assets and loved ones.
• Mortgages: advice for first-time buyers, moves or remortgaging, integrating the mortgage into the client's overall financial goals.

Team profile and approach

The firm highlights the experience of its principals, with over ten years at Amazon and Microsoft, which allows it to understand the financial challenges facing tech professionals. As for its method, it relies on technology to streamline advice and dedicate more time to the client relationship. The first meeting is free and without obligation, and the website includes a client portal and a resources section with guides and market analysis.

Regulatory and risk warnings

The firm's material reminds that the value of investments and any income from them can fall as well as rise, and that investors may not get back the original amount invested. It also warns that if mortgage payments are not maintained, the home may be repossessed. The firm also notes that tax advice is not regulated by the Financial Conduct Authority. The guidance on its website is subject to the UK regulatory regime and is aimed at consumers resident in the UK.

Location and contact

6 Station Road, Letchworth, SG6 3AU · Phone: 01462 544891 · Email: letchworth@albonfp.co.uk · Hours: Monday to Friday, 09:00 to 17:30