Insurance companies · Killamarsh, South Yorkshire, United Kingdom

Spectrum Insurance Services

British provider of motor-related insurance products and administration services, including warranty, GAP, breakdown recovery, Smartcare, MOT and tyre and alloy wheel cover for dealerships and drivers.

About Spectrum Insurance Services

Motor insurance and products based in Killamarsh

Spectrum Insurance Services Limited is a company registered in England and Wales (no. 05129413) dedicated to motor-related products and administration services. Its activity is aimed at both private drivers and dealership groups, and according to its own presentation it works with clients in the UK and Europe. The company is authorised and regulated by the Financial Conduct Authority (FRN: 309230).

Product catalogue for drivers

The company's catalogue is structured around six main lines of cover and assistance:

  • Mechanical warranty: covers unexpected repairs, with unlimited claims and additional travel benefits.
  • Breakdown recovery: roadside assistance with packages including home start, European cover and light commercial vehicle recovery.
  • Smartcare: small and medium area repair technique using paint technology, alloy wheel refurbishment and paintless dent removal.
  • GAP insurance: covers the difference between the market value paid out by the vehicle's insurance and the outstanding loan or the cost of a replacement when the car is declared a total loss due to accident, theft or fire.
  • MOT insurance: cover for eligible repairs arising from the MOT test, in order to reduce uncertainty over unexpected costs.
  • Tyre and alloy wheel insurance: protects against the cost of repairing or replacing tyres and wheels damaged by common road risks such as potholes, kerbs or debris.

Services for dealerships and distribution groups

The company works with dealerships of all sizes and offers products and services for both insured and non-insured solutions. Among the capabilities it highlights are bespoke product design, compliant sales processes, ongoing expert support, tailored onboarding of new partners and management dashboards. The company states that it maintains underwriting partnerships focused on customer satisfaction and long-term value, as well as strengthening dealerships' aftersales business.

Customer service and claims management

Spectrum offers support for claims and repair and recovery services nationwide. The company presents its cover as clear and with no hidden terms, with flexible options tailored to different budgets. The website includes customer testimonials that mention the handling of warranty claims, telephone service and coordination with recommended garages.

Corporate details and contact

The operational headquarters is at Westthorpe Business Innovation Centre, Westthorpe Business Park, Killamarsh, S21 1TZ. The registered office is 115 Westthorpe Bic, Westthorpe Fields Road, Killamarsh, Sheffield, S21 1TZ. The company has separate telephone lines for customer service, claims and renewals and sales, as well as a customer service email address.

Westthorpe Business Innovation Centre, Westthorpe Business Park, Killamarsh, S21 1TZ

In brief

Motor insurance and aftersales products