MyInsurance

MyInsurance, a broker specialising in leisure insurance

MyInsurance is the trading name of e-Insurance Trading Ltd, a UK-based insurance broker that operates an online quote comparison site. Its business focuses on the leisure sector: it brings together offers from a group of specialist insurers so that users can compare prices and cover without having to visit each provider's website separately or re-enter their details each time.

The company presents itself as a specialist broker and says it combines its experience in the niche insurance market with e-commerce development capability. Users enter their details once and, within a few minutes, can compare quotes and cover and buy the policy online.

Lines and products compared

The comparison catalogue covers several lines of leisure insurance and related property:

• Caravans: static and touring caravans, with cover for sites both in the UK and Europe and advertised discounts of up to 60% on touring caravans and up to 30% on static caravans.
• Boats: jet skis, dinghies, motorboats, RIBs, yachts, rowing boats, canoes, kayaks, speedboats and sailboats, among other pleasure craft.
• Home: insurance for UK homes and their contents, and insurance for holiday homes and holiday chalets, both in the UK and in privately owned or rented properties in other countries.
• Motorhomes: quotes from a specialist provider, with cover for a wide range of manufacturers and advertised discounts of up to 40% online.
• Park homes: cover through a specialist provider selected by the broker.
• Trailers: boat, domestic and horsebox trailers.
• Breakdown cover: competitive plans for cars and motorhomes that include a caravan, trailer or horse trailer being towed at the time.
• Other lines: travel, personal and commercial insurance.

How the comparison tool works

The service operates as a comparison platform: the broker has integrated the online quoting systems of various leading insurers in the leisure sector into its website. Users fill in a single form and get a comparison of premiums and cover, with the option to buy directly. The company also offers a customer area where users can retrieve a quote, renew a policy or make a claim, and it publishes documentation on terms of business and cover comparison.

Corporate structure and regulation

MyInsurance is a trading name of e-Insurance Trading Ltd, a company registered in England and Wales with number 06673852. The entity is authorised by the Financial Conduct Authority (FCA) with firm reference number 491149. It also operates as a licensed credit broker and uses Premium Credit Limited to offer financing to its customers, for which it may receive a commission. Financing is subject to approval and the entity may carry out affordability and anti-money laundering checks.

Customer service

The broker has a call centre to answer queries about quotes and policies. The site features customer testimonials highlighting the service received and the reduction in premium compared with their previous insurance.

Location and contact

Stronsay House, Beacon Crescent, Hindhead, Surrey, England, GU26 6UG