Click4Warranty

Click4Warranty: extended warranties for used vehicles in the UK

Click4Warranty is a trading name of AutoProtect (MBI) Limited, an entity authorised and regulated by the Financial Conduct Authority (FCA) under number 312143. The company presents itself as a specialist in car warranty insurance in the UK and markets policies aimed at used vehicle drivers looking to protect themselves against unforeseen mechanical and electrical breakdowns.

Its activity focuses on the sale of extended warranties that cover the cost of repairing mechanical and electrical components, including parts, labour and VAT. The company emphasises that all its policies are fully insured and FCA-regulated, and offers the option to add Wear & Tear cover depending on the vehicle's age and mileage.

Warranty products for different powertrains

Click4Warranty's catalogue is organised according to vehicle type and driver needs. The website distinguishes between warranties for petrol and diesel vehicles, hybrids and electric vehicles. It also offers Gap Insurance and has a section for warranties by manufacturer.

The company structures its main offering into three levels of cover:

• Drive Easy: affordable cover for a broad list of major components, with no age or mileage limits on the vehicle. It allows you to choose the labour rate and the claim benefit level. It does not require a service history or prior inspection, applies no waiting period and charges no excess.
• Drive Elite 6: comprehensive cover for mechanical and electrical failures across a wide range of parts, with the option of wear and tear cover for up to 6 years. It also allows you to select the labour rate and claim benefit level, with no service history or prior inspection, no waiting period and no excess.
• Drive Elite 10: high-end protection for mechanical and electrical failures with an extensive list of components, wear and tear cover for up to 10 years and the same terms with no prior inspection, no waiting period and no excess.

To take out a policy, you provide the vehicle registration number and exact mileage. Cover starts from day one, once the premium is received, and payment can be made in full or in 12 monthly instalments.

Cover, exclusions and vehicle eligibility

The policies cover unforeseen mechanical and electrical failures, paying for parts, labour and VAT up to the selected maximum claim limit. The company states that cover extends to most mechanical and electrical components, with few exclusions, and includes wear and tear options. Additional benefits mentioned include roadside assistance, recovery, a replacement vehicle and wear and tear cover. Policies are transferable, which can increase the vehicle's resale value.

Excluded are pre-existing faults, corrosion, misuse and missed services. Wear items such as brake pads, bulbs, tyres and spark plugs are also not covered. The company distinguishes between insured and discretionary warranties: the former are backed by FCA-regulated insurance, while discretionary ones depend on the provider's goodwill and are not subject to FCA oversight.

Regarding eligibility, Click4Warranty covers vehicles up to 10 years old or 100,000 miles, and offers an option with no age or mileage limit for older or higher-mileage cars. American, Australian and Canadian vehicles (unless built for the UK market), stretched limousines, kit cars, commercial vehicles over 3,500 kg and an extensive list of high-performance or special makes and models are not eligible, including Abarth, Aston Martin, Bentley, Bristol, Bugatti, Caterham, Cosworth, Ferrari, Ginetta, Hummer, Lamborghini, Lotus, Maserati, Maybach, McLaren, Morgan, Noble, Porsche, Rolls Royce, TVR and certain specific models from Honda, Jaguar, Mazda, Mitsubishi, Nissan and Subaru, among others.

Customer service and purchasing

The company declares its commitment to treating customers fairly in policy design, website content, service and claims handling. You can start your purchase on the website by entering your registration number and mileage to get a free instant quote and compare the benefits of each cover. The customer service phone number is 0203 921 0635, available Monday to Friday from 9:00 to 17:00.

Click4Warranty operates from Warwick House, Roydon Road, Harlow, Essex CM19 5DY. The company is registered under number 05089293 and its data protection registration is Z933878X.

Location and contact

Warwick House, Roydon Road, Harlow, Essex CM19 5DY · Phone: 0203 921 0635