Fly and Pay Later

Fly and Pay Later: British travel agency with deferred payment

Fly and Pay Later is a UK-based travel agency that presents itself as a worldwide travel specialist. Its offering combines flight, hotel and holiday package bookings with flexible payment options, including the possibility of deferring payment or paying in instalments. The company operates through its website and offers telephone support 24 hours a day, every day of the week.

Booking and planning services

The agency covers a broad spectrum of travel services. These include booking economy, premium, business and last-minute flights; hotel bookings at competitive rates; holiday packages including city breaks, beach holidays, family trips and honeymoons; travel insurance assistance; visa guidance and documentary support; airport transfers and add-on services; and group travel arrangements.

The company states that services can be booked separately — flight only, hotel only, tours and activities or transfers — without the need to purchase a full package. It also offers the possibility of designing custom packages based on the client's budget, dates and preferences.

Deferred payment and financing

One of the cornerstones of its commercial proposition is flexible payment. The site mentions the option to pay in three interest-free instalments for amounts between £20 and £3,000, as well as deferred payment through Klarna. The agency states that it works with clients with poor credit history and that it accepts debit and credit cards, bank transfers and secure online payment links. Financing conditions are subject to eligibility and the terms of the finance partner.

Destinations and featured deals

The catalogue of destinations shown on the website covers Africa, Asia, Europe, the Americas and the Middle East. Among the countries and cities listed are Algeria (Algiers), Angola (Luanda), Australia (Adelaide, Sydney, Melbourne), Bahamas (Nassau), Barbados (Bridgetown), Botswana (Francistown, Maun), Burkina Faso (Ouagadougou), Burundi (Bujumbura), Cameroon (Yaounde), Cape Verde (Boa Vista), Central African Republic (Bangui), Chad (N'Djamena), Congo (Kinshasa, Brazzaville), Djibouti (Djibouti City), England (London Gatwick, London Heathrow, Birmingham, Manchester), Eritrea (Asmara), Ethiopia (Addis Ababa, Bahir Dar), Gambia (Banjul), Ghana (Accra, Kumasi), Guinea (Conakry), India (Delhi, Mumbai, Goa), Ivory Coast (Abidjan), Jamaica (Kingston, Montego Bay), Kenya (Nairobi, Mombasa), Liberia (Monrovia), Libya (Benghazi, Misrata), Madagascar (Antananarivo, Antsiranana), Malawi (Blantyre, Lilongwe), Mali (Bamako), Mauritania (Nouakchott), Mauritius (Port Louis), Morocco (Rabat, Oujda, Casablanca), Mozambique (Beira, Maputo), Namibia (Walvis Bay, Windhoek), Nepal (Kathmandu), Niger (Niamey), Nigeria (Lagos, Abuja), Pakistan (Islamabad, Lahore), Philippines (Manila, Cebu), Rwanda (Kigali), Senegal (Dakar), Seychelles (Mahe), Sierra Leone (Freetown), Somalia (Mogadishu), South Africa (Cape Town, Johannesburg, Durban, Khartoum), Sudan (Khartoum), Tanzania (Zanzibar, Dar es Salaam), Togo (Lome, Monastir), Tunisia (Tunis), Uganda (Kampala, Entebbe), United States (New York, Los Angeles), Zambia (Lusaka) and Zimbabwe (Harare, Bulawayo, Victoria Falls).

The website shows indicative fares for some routes, such as London-Harare from £525, flights to the Philippines from £448, to Fiji from £988, to New Zealand from £477, to Uganda from £388, Lahore-Dubai from £400, flights to Lagos from £477, to Cape Town from £528, to New York from £399 and to Brisbane from £990. It also includes accommodation offers at hotels such as Calista Luxury Resort (Turkey), Jumeirah Burj Al Arab (Dubai), Banyan Tree Kuala Lumpur (Malaysia), Four Seasons Hotel George V (Paris), Vila Vita Parc (Portugal) and Parklane, a Luxury Collection Resort & Spa (Cyprus), with prices ranging from £288 to £788 depending on nights and destination.

Visa and documentation assistance

The agency offers guidance and support for visas in numerous destinations. According to its details, its team can help with the list of required documents, application guidelines, appointment instructions and the preparation of itineraries and booking confirmations when necessary. The company clarifies that it does not issue visas directly, as the final decision rests with the embassy or consulate. It also provides information on the usual documents for international travel, such as a passport with a minimum validity of six months, a visa if required, a return ticket, proof of hotel booking, travel insurance and vaccination certificates when required by the destination.

Customer service and reputation

Fly and Pay Later maintains telephone support 24 hours a day, seven days a week, and offers a contact form and a call-back service. At the time of scanning, the website showed a rating of 4.9 out of 5 based on 11,015 reviews, with testimonials highlighting the handling of flight and hotel bookings, the service received and the ease of paying in instalments. The company presents itself as "your trusted travel agent" and mentions having received a "World Travel Award".

Location and contact

Email: flights@flyandpaylater.co.uk · Hours: Open 24 hours a day, 7 days a week