myPOS

myPOS: card machines and business account for small businesses

myPOS is a fintech company that offers a comprehensive platform for accepting in-person, online and mobile payments. Its proposition is aimed at small merchants and professionals who need to accept card payments without monthly fees and with immediate settlement of funds. The company presents itself as a cross-border payment solution for merchants and operates in several European countries.

Card machines

The myPOS catalogue includes several models of card machines for different types of business:

• myPOS Go 2: portable and standalone card reader, priced at £39 (excl. VAT).
• myPOS Flex: compact terminal that works both handheld and on the counter, priced at £59, reduced to £49 (excl. VAT).
• myPOS Go Combo: standalone card reader with a portable charging and printing dock.
• myPOS Ultra: high-performance Android terminal with high-speed printer, at £179 (excl. VAT).
• Unattended payment terminals: solutions for vending machines, parking and ticketing hotspots.

The company also offers the possibility of renting card machines through a flexible plan with a simple monthly fee, subject to business suitability and annual turnover.

Online and mobile payments

For remote sales, myPOS offers several tools: a payment gateway that can be integrated into online stores, payment links generated instantly, a virtual terminal to accept payments by email or phone, and a Tap to Pay solution that turns a mobile phone into a point of sale. These options make it possible to accept payments from social media or from your own store without the need for a complex integration.

Business account and debit card

Opening a myPOS account is free, with no long-term contracts or monthly fees, and the sign-up and verification process is carried out entirely online. Each merchant receives a free business debit card, which can be used online or with Google Pay and Apple Pay. Funds from card payments are settled into the myPOS account in about three seconds, at no additional cost. The account is complemented by a mobile app to manage the business and an app marketplace (AppMarket) that integrates business management tools.

Pricing and conditions

The pricing model is based on pay-as-you-go: there is no monthly fee and a transaction fee of 1.10% + £0.07 applies. The company states that the percentage fee varies depending on the payment method and that there is a small fixed fee. For businesses with monthly income over £10,000, myPOS offers a custom quote. The terminals include a free data SIM card and Wi-Fi connectivity.

Business types and collaborations

myPOS targets its solutions at sectors such as beauty & wellness, taxi & transportation, food & beverage, retail & stores, professional services, hotel & accommodation, festivals & events, and healthcare & fitness. The company also maintains a partnership programme with resellers, payments industry consultants, technology companies and web and app developers, as well as an affiliate programme and an app marketplace for publishers.

Awards and presence

The company describes itself as an award-winning fintech and lists several industry awards, including Best Financial Services 2025 (Global FinTech Awards), Best B2B Tech 2025 (Business Awards UK), Best Business Payments System 2024 (PayTech Awards), Best Use of Mobile 2022 (FStech Awards), B2B Payments Innovation Award 2021, 2023 and 2024 (Fintech Breakthrough), Best SME Omnichannel Payments Platform 2020 (SME UK Enterprise Awards) and Best POS Innovation Award 2019 (Merchant Payments Ecosystem). The website shows a rating of 4.2 out of 5 based on 14,155 reviews, and states that it has over 400,000 merchants using its services.