Stonebridge Mortgage Network

Stonebridge Mortgage Network, a UK mortgage and protection network

Stonebridge Mortgage Network presents itself as one of the largest independent mortgage and protection networks in the UK. The firm, which has been operating since 1988, provides specialist support to mortgage and protection advice firms to help them reach their full potential. Its proposition is built around regulatory supervision, proprietary technology and a team of more than 200 employees dedicated to serving member firms.

Services for advice firms

The network offers mortgage and protection advisers a range of services covering regulatory supervision, access to lenders and insurers, product sourcing software, compliance monitoring, business development support, adviser recruitment and ongoing training. The company describes itself as an organisation authorised by the FCA to assume regulatory responsibility for brokers wishing to advise on mortgages and related insurances, such as life insurance, critical illness cover and home insurance.

The firm structures its offering across several areas: a proposition of competitive lender fees and a range of mortgage, protection and general insurance products; a business development team with field-based managers and telephone-based consultants; and a proprietary technology solution called Revolution, designed specifically for mortgage and protection advisers, with full integration for mortgage, protection, general insurance and referral sourcing.

Membership model and conditions

Stonebridge states that it does not charge advisers monthly fees or require complicated contracts. Its charging model is pay as you earn, unlike other networks that continue to charge regardless of the volume of business generated each month. Regarding the payment of procuration fees, the network notes that it is one of the few that pays its members when contracts are exchanged, rather than waiting until the end of the purchase process, which according to the company avoids cash flow problems for firms.

To join as an AR (appointed representative), the adviser must hold full CeMAP certification and have at least twelve months of advising experience. The network also serves professionals in the early stages of their careers or building experience, and offers guidance on the steps required to join once the requirements are met. It also manages transitions from other networks, with a process that depends on the agreement with the originating network and the applicable notice or contractual terms.

Industry recognition

The company highlights several awards obtained in 2025: Mortgage Strategy's Best Network 2025, Mortgage Introducer's Best Network 2025 and Financial Reporter's Network of the Year 2025 Brokers' Choice Award. Stonebridge attributes these recognitions to its supportive culture and its team, which it considers a differentiating factor compared with other networks in the sector.

Firm profile

Headquartered in the UK, Stonebridge describes itself as an independent, multi award-winning network that combines stability and support in a changing market. Its approach focuses on the individual needs and ambitions of each member firm, with which it works closely to achieve their goals. The company has a skills development programme and specific areas of support in business development, business standards, marketing and recruitment.