H2H Business Finance

H2H Business Finance: business finance brokerage in the UK

H2H Business Finance is a UK-based business finance brokerage that presents itself as a partner for SMEs and established businesses seeking finance. The firm states it has funded over £10 million to UK businesses since incorporation, and its activity focuses on connecting applicants with lenders to structure solutions tailored to each need.

The service is built around a dedicated account manager, with the aim of simplifying access to finance products for both start-up projects and expansions or cash flow improvements. The company states it maintains relationships across different sectors, which allows it to fund various types of equipment and assets, as well as arrange different types of cash flow facilities.

Finance products

The service catalogue includes several finance lines, each aimed at a specific need:

• Machinery Finance: allows the acquisition of production equipment without facing the upfront cost, with refinance options to release tied-up capital.
• Vehicle Finance: aimed at commercial fleets and individual vehicles, with flexible plans.
• Truck Finance: specific solutions for the transport sector, including processing the Operator's Licence.
• Commercial Loans: for expansion projects or operational improvements.
• Asset/Equipment Finance: to equip the business with the necessary means without compromising cash flow.
• Invoice Finance: improvement of working capital and reduction of the burden of managing outstanding collections.
• Refinance: restructuring of existing assets to release cash and reinvest it.
• Second Hand Vehicle and Machinery Finance: options for used equipment, including agricultural machinery and used trucks.
• Recovery Loan Scheme: recovery loan programme available in the catalogue.

Application process

The firm describes a five-step process: online application, consultation with a specialist broker, design of a tailored finance plan, approval through its network of financiers and disbursement of funds. The company emphasises the speed and transparency of the process, although it does not detail specific timeframes.

Client profile and approach

H2H Business Finance serves both start-ups and established businesses. Its proposition is based on a personal account manager who supports the client throughout the entire process, from the first consultation to receiving the funds. The company presents itself as a broker that negotiates with multiple lenders to obtain competitive and flexible terms.

Client testimonials

The site includes client reviews that highlight the service received, the speed of processing and the resolution of issues. Several testimonials mention team members by name and emphasise fluid communication and support during vehicle purchases or obtaining finance. These reviews, published on the website itself, reflect the perception of users who have contracted its services.