Anglo Scottish Asset Finance

Anglo Scottish Asset Finance: asset and vehicle finance in the UK

Anglo Scottish Asset Finance presents itself as a hybrid between a commercial broker and a lender, with a broad panel of funders and a varied range of options for asset and commercial finance needs. The company operates throughout the UK and serves both businesses and individuals.

Finance areas

The firm structures solutions across several fronts. On the commercial side, its catalogue includes secured loans, VAT finance, invoice finance, bridging finance, mortgages, development finance, merchant cash advance, loans, cashflow funding, trade finance, R&D tax credits, business credit cards and the Growth Guarantee Scheme (GGS).

In asset finance, it offers finance lease, contract hire, operating lease, soft asset finance, vendor finance and asset refinance. It also covers truck finance, heavy equipment finance, vehicle finance, car finance, van finance, business fleet finance, LCV finance, motorcycle finance, caravan and motorhome finance, as well as electric car finance and solutions for dealers. It also addresses Clean Air Zones (CAZ) in Bath, Bristol, Newcastle, Gateshead and Sheffield, with vehicle refinance and vehicle sourcing options.

For individuals, it provides personal loans and finance for prestige, classic, racing, sports and super cars.

Sectors served

The company works with a wide variety of businesses in sectors such as energy, construction, agriculture, healthcare, engineering and many more. Its sector offering includes finance for fleets and vehicle rental, scaffolding, IT equipment, coffee and vending machines, LED lighting, commercial furniture, education, transport and private hire, waste management and recycling, haulage, plant and manufacturing, offices, telecommunications, IT and technology, renewable and green energy, construction and engineering, agriculture and farming, healthcare and medical equipment, leisure and hospitality, and horsebox transport.

In the agricultural field, finance covers farms, agricultural loans, land purchase, livestock, farm machinery and farm vehicles. In renewables, solar panels, wind turbines, heat pumps and power purchase agreements (PPA) are considered.

Awards and accreditations

The company describes itself as an award-winning finance partner. Among the awards it lists are Large Broker Award 2025, Top 3 Broker 2025, Broker Innovator of the Year 2025, Top Asset Finance Broker 2023, AFC CEO of the Year 2024 and Broker Partner of the Year 2023.

Note on the discretionary commission review

Anglo Scottish Asset Finance reports that the Financial Conduct Authority (FCA) announced on 11 January 2024 a review of the vehicle finance market regarding discretionary commissions. The company clarifies that at the time of the announcement and before it acted as a broker, not as a lender, and that it is now a broker and lender. For anyone who considers they have been affected by this issue, it indicates that they should contact their car finance lender.

Resources and news

The company's website includes sections on the team, careers, case studies, awards and accreditations, as well as press releases and an editorial policy. It also publishes current content, such as an analysis of the best asset finance options for SMEs in 2026 and beyond.