Connely Roberts Mortgage Services

Mortgage broker specialising in contractors and self-employed workers

Connely Roberts Mortgage Services, trading as CR Mortgages, is an online mortgage broker based in Farnham, Surrey. The firm combines technology and a tailored process to serve clients across the UK, who can complete the entire mortgage process from their own homes. It has over a decade of experience in mortgages and protection.

The company presents itself as a specialist in mortgage loans for profiles that often struggle with traditional banks, particularly contractors and self-employed workers. Its stated aim is to ensure these applicants are not penalised by lenders when obtaining a mortgage.

Mortgage products

The firm's range covers various types of mortgage loan:

• Contractor mortgages: loans calculated based on the applicant's hourly or daily rate. The firm states it has over ten years of experience in this segment, including the variant for contractors through CIS (Construction Industry Scheme).
• Self-employed mortgages: aimed at self-employed workers.
• First-time buyer mortgages: with deposit options from 5%.
• Buy-to-let mortgages: for new and existing landlords, including options for houses in multiple occupation (HMO) and limited companies.
• Remortgages: refinancing for contractors and self-employed workers, with access to over 100 lenders and thousands of mortgage products.

The firm warns that the FCA does not regulate some forms of buy-to-let.

Personal and family protection

In addition to mortgage financing, the broker offers protection products:

• Life insurance.
• Critical illness cover.
• Income protection.
• Family income benefit.

Resources for applicants

The site provides clients with specialist guides on mortgages for contractors, self-employed workers, buy-to-let, first-time buyers and remortgaging. It also includes contractor, stamp duty, repayment, overpayment and buy-to-let calculators, as well as a blog with news and current articles.

How we work

The firm structures its service around four pillars. In communication, it remains available to answer questions and support the client throughout a process it describes as potentially stressful. In accuracy, it thoroughly reviews the application and all supporting documentation before submitting it to avoid delays. In technology, it offers an online portal where the client enters their information and keeps it secure in one place, with real-time updates. In efficiency, it works closely with the applicant and the lender to achieve swift approvals.

Team

The firm is led by Adam Connely and Billy Roberts. Connely has worked in financial services since 2011, holds the CeMAP (Mortgage Advice and Practice) certification and has worked at a large high street bank in London and a large specialist broker. Roberts began his career at one of the UK's largest specialist brokers, where he specialised in contractors and self-employed workers, and also holds the CeMAP certification. Both founded the company in 2021. Cara Dougherty completes the team as protection specialist.

Structure and regulation

Connely Roberts Group Ltd, trading as Connely Roberts Mortgage Services, is an appointed representative of HL Partnership Limited, authorised and regulated by the Financial Conduct Authority (FCA). The company is registered in England and Wales with number 13429976 and its registered office is at Star House, 6 Riverside Business Park, Dogflud Way, Farnham, Surrey, GU9 7SS. The firm warns that property may be repossessed if payments are not maintained and that a mortgage advice fee of between £595 and £995 may apply, the exact amount depending on the client's circumstances and agreed in advance.

Location and contact

Star House, 6 Riverside Business Park, Dogflud Way, Farnham, Surrey, GU9 7SS