Mortgage Focus

Mortgage Focus, mortgage broker in the UK

Mortgage Focus is a mortgage broker that presents itself as award-winning and with over 100 years of combined experience in financial services. Its work focuses on guiding clients through finding a mortgage, whether for a first purchase, moving home, a buy-to-let investment or a remortgage.

The firm operates under the trading name of First Mortgage Limited, which acts as an appointed representative of Mortgage Advice Bureau Limited and Mortgage Advice Bureau (Derby) Limited, entities authorised and regulated by the UK Financial Conduct Authority.

Mortgage advice services

Mortgage Focus specialists offer face-to-face or telephone advice, adapting to the client's availability. The service covers everything from explaining the different options and selecting the most suitable mortgage to choosing the most appropriate protection for the client and their family, as well as handling the entire application process.

The company states that it works with access to over 90 lenders and more than 12,000 mortgage products, which, according to its own presentation, allows it to offer access to the latest deals and a first-class mortgage service.

Home buying tools

The website brings together a collection of calculators designed to support users throughout the buying process. These include a calculator for how much you can borrow, one for what your repayments will be, one for Stamp Duty, one for Land and Buildings Transaction Tax and one for Land Transaction Tax. After using these tools, the company notes that its advisers are available by phone or just a click away to help interpret how much the client could borrow based on their circumstances.

Mortgage Focus also offers a home buying app described as a digital mortgage coach that helps you save, plan and track the buying process, whether you are buying your first home or considering a move.

Team

The Mortgage Focus team is made up of professionals specialising in different areas of mortgage operations:

• Jimmy Ireland, Mortgage & Protection Broker and Director.
• Joanne Pollard, Senior Case Manager and Director.
• Andrew Brown, Mortgage & Protection Broker.
• Kieran Davidson, Mortgage & Protection Broker.
• Finlay Ireland, Mortgage Administrator.
• Mhairi O'Malley, Mortgage Administrator.
• Angus, Head of Security & Wellbeing.

Important information about the service

The company warns that your home may be repossessed if you do not keep up repayments on your mortgage. It also notes that a fee may apply for mortgage advice, the amount of which depends on the client's circumstances: the fee is up to 1%, with a typical fee of £295.

Mortgage Focus is a trading name of First Mortgage Limited, with its registered office at 30 Walker Street, Edinburgh, Scotland, EH3 7HR, and registered in Scotland with number SC177681.

Location and contact

30 Walker Street, Edinburgh, Scotland, EH3 7HR