Quanstrom Financial

Quanstrom Financial, independent mortgage brokerage in Eastbourne

Quanstrom Financial is an independent mortgage brokerage based in Eastbourne, East Sussex, working with clients across the UK. Founded in 2023 by Toby Quanstrom, it presents itself as a whole of market intermediary, meaning it compares deals from over 90 lenders and 10,000 mortgage products rather than being limited to those of a single bank. The firm is regulated by the Financial Conduct Authority (FCA) and operates as a trading style of Q Mortgages & Protection Ltd.

Mortgages for every type of buyer

The service range covers the main types of the UK mortgage market:

• Residential mortgages for first-time buyers.
• Mortgages for home movers.
• Buy to let mortgages for landlords and investors.
• Remortgaging or renegotiating existing mortgages.

The company states that it supports the client through every stage of the process, from application to completion, and that it continues to monitor rates right up to completion in order to move the client to a cheaper option if one becomes available during the transaction.

Personal and family protection

Alongside mortgage advice, the firm offers protection products: life insurance, critical illness cover and income protection. The stated aim is for the client and their family to be covered by the right policies when taking out a mortgage.

A home-buying process structured in eight steps

The website describes the client journey in eight steps: initial contact and free consultation; a fact find covering personal details, income and goals; obtaining the Agreement in Principle (a lender document confirming that credit scoring has been passed, with an indicative borrowing figure); finding a property, with support in submitting offers; submitting the full application to the most cost-effective lender available; receiving the lender's formal mortgage offer, which can be issued the same day or take up to around two weeks; exchange of contracts with payment of the deposit, at which point the purchase becomes legally binding and the completion date is fixed; and completion, with the release of funds and handover of the keys.

Team profile

The firm relies on a team with over 30 years of combined experience. Toby Quanstrom, director and CeMAP qualified, has more than a decade in the financial sector, first at high-street banks and later at a corporate brokerage, before founding the company in 2023. Will Harrington, a mortgage and protection adviser with the CII (MP) qualification, worked for over ten years as an estate agent in Eastbourne, giving him first-hand knowledge of the buying process. Jessica Giddins, case manager, has almost a decade of experience in new build and the mortgage sector, and ensures that applications progress and that the client receives updates at every stage.

Service and coverage

The company offers meetings in person, by phone or by video call, and works with clients nationwide. It provides a free, no-obligation initial consultation. In its presentation, the firm states that it has arranged over £131 million in mortgages and helped more than 1,000 clients since 2024, and shows a rating of 5.0 out of 5 based on over 230 Google reviews.

Informational content

The site publishes guides and articles on topics such as the Your First Home scheme (2.5% deposits and 20% equity loans), the treatment of restricted stock units (RSUs) as income, mortgages when changing jobs, mortgages for company directors on PAYE, mortgages for the over-50s, over-60s and over-70s, the Agreement in Principle, self-employed mortgages and a comparison of life insurance, critical illness cover and income protection.

Location and contact

The Works, 12 Station Street, Eastbourne, BN21 4RG · Phone: 01323 364432 · Email: info@quanstromfinancial.co.uk · Hours: Monday to Friday: 09:00-18:00