Prestige Financial Solutions

Prestige Financial Solutions: mortgage and protection advice in Dinnington

Prestige Financial Solutions is a financial advice firm based in Dinnington, South Yorkshire (England). It operates as an appointed representative of PRIMIS Mortgage Network, a trading name of Advance Mortgage Funding Limited, authorised and regulated by the UK Financial Conduct Authority. Its activity is aimed at UK consumers and combines mortgage advice with personal and business protection solutions, general insurance and secured loans.

Mortgages: from first-time buyers to buy-to-let investment

The mortgage area covers the main residential financing needs: first-time buyers, home movers, remortgages, buy-to-let mortgages and self-build financing. The firm states that it searches a comprehensive range of mortgages from across the market and tailors each proposal to the client's individual circumstances.

Personal and medical protection

On the personal side, the offering includes life insurance, critical illness cover, income protection and private medical insurance. The company also mentions income protection under the name permanent health insurance (PHI).

Business finance and protection

For corporate clients, Prestige Financial Solutions offers commercial finance aimed at providing working capital and short- and long-term financing solutions. In business protection, the firm states it has specialised knowledge in areas such as key person insurance, shareholder protection, group life or death in service insurance, relevant life cover and group private medical insurance. Commercial finance is referred to a third party, and neither Prestige Financial Solutions (Holdings) Ltd nor PRIMIS is responsible for the service received.

General insurance and secured loans

The company offers buildings and contents insurance, both for homeowners and landlords, and accident, sickness and unemployment cover. It also offers secured loans for situations where a remortgage is not viable, for example when there are high early repayment penalties.

Referred services: wills, probate and conveyancing

Through its sister company Prestige Wills & Estate Planning, the firm offers will writing and probate services, for which it states it is fully qualified. It also maintains relationships with local solicitors and conveyancers to liaise on the client's behalf. Both wills and probate services and conveyancing are referred to third parties, without Prestige Financial Solutions (Holdings) Ltd or PRIMIS assuming responsibility for the service provided. The company also notes specialist links to other areas of the financial sector, such as pension and investment management, also referred to third parties.

History: from Prestige Mortgages to a limited company

The firm began operating in 2011 under the name Prestige Mortgages, with Paul Inger as the sole professional. In 2014 Paul Hurt joined as a qualified adviser and that same year the trading name changed to Prestige Financial Solutions. In April 2017 the company transitioned from sole trader to limited company, adopting the name Prestige Financial Solutions (Holdings) Ltd. The firm states it has consistently been among the top ten brokers in its network and declares its goal to be the regional benchmark in mortgage and protection advice.

Team, partnerships and local activity

The team consists of Paul Inger, Tracey Best —the longest-serving person in the company alongside Inger—, Paul Hurt and three other mortgage and protection advisers. The company works with six estate agents in Yorkshire and Nottinghamshire and collaborates with several accountancy firms. In the community, it supports Bluebell Wood Hospice as its chosen charity and is part of its 365 Bluebell Business Club. It also sponsors the under-7 team of Dinnington Town Football Club, the Rotherham United Ladies Football Team and the footballer Fernando Forrestieri, of Sheffield Wednesday Football Club.

Service and coverage

The main office is in Dinnington, with easy access from Sheffield, Rotherham, Barnsley and Doncaster. Advisers carry out home visits in any area and offer telephone appointments, so the firm notes that its coverage is not limited by location. The company states that its fees are usually £695, although the exact amount depends on each client's circumstances.

Location and contact

Matrix Business Centre Nobel Way, Dinnington, Sheffield, South Yorkshire, England, S25 3QB · Hours: Monday to Friday: 9:00 – 17:00. Saturday: closed. Sunday: closed.