Lightyear
Lightyear is a low-cost investment platform offering smart market data tools for trading stocks and funds.
About Lightyear
Lightyear: Zero-commission investment platform with smart market data
Lightyear is an investment platform offering zero-commission trading for ETFs, no order fees, and smart market data tools. The platform allows investing in thousands of assets, including stocks, funds, bonds, and cryptocurrencies, with the option to invest in fractional shares.
Global investing and interest options
Users can invest in stocks and funds worldwide, including US, European, and UK stocks, as well as ETFs. Additionally, the platform offers a savings option with interest, yielding around 2.40% APY in some countries and 2.39% APY in others. This option is available in several European countries and is managed through asset management funds.
Security and regulation
Lightyear operates under financial regulation in multiple countries, including the UK, where it is authorized and regulated by the Financial Conduct Authority (FRN 987226), and in the EU, where it is authorized by the Estonian Financial Supervision Authority. Customer assets are kept separate from company assets and are held in segregated accounts, protected by schemes such as SIPC in the US and the Estonian Investor Protection Sectoral Fund in the EU.
Key features
- Zero-commission for ETFs and no order fees.
- Access to over 6,000 global stocks and funds.
- Competitive savings interest rates.
- Predefined and customized structured investment plans.
- Support for cryptocurrencies and money market funds.
- Asset protection through authorized custodians.
Regulation and asset protection
The platform is regulated in multiple jurisdictions, ensuring a high level of security for customers. User assets are protected by compensation schemes in case of insolvency, such as SIPC in the US and the Estonian Investor Protection Sectoral Fund in the EU. Additionally, customer funds are held in separate accounts and managed by authorized custodians.
Offices and locations
Lightyear UK Ltd: 1 Old Street Yard, London EC1Y 8AF, United Kingdom
Lightyear Europe AS: Volta 1, Tallinn 10412, Estonia
Zero-commission investing in stocks and funds with smart market data tools