Lumley Insurance

Insurance brokerage for high-value assets

Lumley Insurance is an independent, family-owned insurance broker based in Cirencester (United Kingdom) with an office in London. Its activity focuses on private clients with high-value homes and assets, although it also serves businesses and property owners. The firm presents itself as a specialist in insurance for luxury homes, heritage properties and collectible assets, and works with its own panel of insurers geared towards high-net-worth individuals.

Specialisation in heritage and collections

The company offers cover for homes and contents, fine art and collections, jewellery and watches, farms and estates, high-value and prestige vehicles, second homes, unoccupied properties and listed buildings. It also offers travel insurance and policies for building works. On the commercial side, it covers small and medium-sized businesses, bespoke commercial cover, professional indemnity, directors and officers' liability, cyber and data liability, residential landlords, commercial property and vehicle fleets.

Background and business model

The Lumley name has been linked to the insurance sector for five generations. The company, led by John Lumley, describes itself as family-owned and independent, with no tie to a single insurer, which allows it to select cover from different providers. The firm highlights its relationships with insurers, claims teams and loss adjusters, and states that it retains long-standing clients, some of whom have been with the firm for decades.

Claims and assistance services

In addition to arranging and renewing policies, Lumley Insurance provides support with claims management, with attention to home emergencies and urgent claims. The company publishes informative content and case studies on its website, and has a client login area.

Structure and presence

The firm operates from two locations: its head office in Cirencester and an office in London. Lumley Insurance Limited is authorised and regulated by the Financial Conduct Authority under registration number 307431, and is covered by the Financial Ombudsman Service. The company is registered in England and Wales with number 2813133.

Offices and locations

Cirencester office: Lumley House, 56 Elliott Road, Cirencester GL7 1YS · Email: contact@lumleyinsurance.co.uk

Office 2: 8 Cromwell Place, London SW7 2JN