Kingsley Asset Finance

Independent asset finance for British businesses

Kingsley Asset Finance is a private, independent finance company based in Chorley, in the county of Lancashire (United Kingdom). Established in 1995, it presents itself as a privately owned entity working with the UK's corporate, professional and small and medium-sized business markets. Its activity focuses on finance leasing and asset finance, with a commercial approach that allows it, according to its own description, to make decisions quickly and release funds promptly.

The company operates with its own commercial underwriting model which, it says, gives it the flexibility to meet funding needs for both new and used assets, to release capital tied up in assets already owned or to grant loans to professional practices. All proposals are considered on merit and, according to the company, its underwriters always look for ways to facilitate the deal.

Funding products and solutions

The range of services described by the firm includes several lines of business finance:

• Business asset finance, with particular attention to tangible assets or "hard assets".
• Refinancing, aimed at releasing capital accumulated in assets already owned.
• Finance leasing and hire purchase.
• Unsecured finance.
• Professional practice loans.

The company states that it provides advances from £10,000 to £500,000, a range that places its offering in the SME and professional segment. It also notes that its status as an independent finance company allows it to consider a variety of assets and sectors that, in its experience, other mainstream banks and finance houses do not usually consider.

Sectors it serves

Kingsley Asset Finance organises its offering by industry sector. Among the areas it expressly mentions are road haulage, logistics and goods movement; construction; printing; manufacturing and engineering; farming and agriculture; and bus and coach operators. It also has a specific line of professional practice loans, covering veterinary practices, dental practices, accountancy practices, solicitors, chartered surveyors and doctor surgeries. The firm also states that it accepts deals introduced by finance brokers.

Track record and team

The company dates its establishment to 1995 and states that it has more than thirty years of activity, during which it has served hundreds of businesses. It describes itself as a recognised and respected entity in its segment, an assessment that corresponds to its own presentation. Its team is made up, it says, of professionals with industry experience and specialising in risk assessment, a factor the company considers decisive for its ability to respond.

Regulatory activity and institutional presence

Kingsley Asset Finance is authorised and regulated by the UK Financial Conduct Authority under reference number FRN 724361. The firm maintains a news section on its website, where it has reported, among other things, its participation in the Best of North West Local & Loved Awards, held in June 2026 at the Bolton Stadium Hotel.