Sorbus Finance

Sorbus Finance: independent business finance broker in Chesterfield

Sorbus Finance operates as an independent commercial finance broker from Chesterfield, United Kingdom. Its approach focuses on comparing finance products for SMEs and growing businesses across the entire UK market, with access to more than 100 lenders, rather than being limited to the offering of a traditional bank. The firm charges no upfront fees: it is paid by the lender once the transaction completes.

Finance products it arranges

Sorbus Finance's range covers several lines of business finance:

• Asset finance: for commercial vehicles, manufacturing machinery, agricultural equipment, technology, and hospitality equipment. It includes hire purchase, finance lease, and operating lease structures, with amounts ranging from £5,000 to more than £5 million.
• Business loans: secured and unsecured, intended for growth capital, cashflow needs, stock purchase, or refinancing existing debt.
• Property finance: commercial mortgages for buying premises, investment property, or mixed-use property, plus bridging loans for time-sensitive transactions.
• Factoring and invoice discounting: access to up to 90% of the value of outstanding invoices within 24 hours, without waiting for the usual 30, 60, or 90-day terms.
• Renewables finance: solar, electric vehicles, heat pumps, and biomass.
• Prestigious assets: supercars, yachts, aviation, and other high-value assets.
• AI infrastructure: compute, hosting, property, and land finance.

Sectors served

The firm tailors its solutions to specific sectors, including construction, engineering, manufacturing, professional services, car rental, fleet operators, driving schools, agriculture, sports facilities, and bus and coach finance. For each of these areas, Sorbus Finance sets out specific lines: plant machinery and contractor equipment, CNC machines and tooling, production lines and working capital, fleet finance for rental companies, heavy and commercial vehicles, dual-control cars for driving schools, tractors and agricultural machinery, gyms and sports clubs, or leasing for bus and minibus fleets.

The process: from assessment to funding

Sorbus Finance structures its method in three steps. The first is completing a free business finance health check, a questionnaire of under five minutes covering financial position, protection, credit, and exit strategy. The second step is receiving a report scored across four key areas — lending readiness, business protection, exit strategy, and additional cover — with a prioritised action plan. The third is speaking with a specialist adviser who reviews the results, explains the options, and manages the application through to completion.

The company also offers a more comprehensive tool, the Business Finance Fact Find, which generates a seven-section analysis with a scored report in PDF format.

Team and in-house capabilities

Sorbus Finance has a credit team made up of former underwriters and credit specialists, a documentation administration team that manages the process from initial application through to completion, and a team of brokers based in Chesterfield. The firm states it has provided more than £250 million to UK businesses and has funded more than 500 businesses. Its lender panel exceeds 100, and includes specialist, challenger, and traditional banks. The company states it maintains a customer satisfaction score of 4.9 out of 5 on Google Reviews.

Partner services and knowledge tools

In addition to direct brokerage, Sorbus Finance offers programmes for equipment vendors who want to offer finance at the point of sale, and for independent financial advisers and accountancy firms looking to extend their client service offering. The firm also publishes a knowledge hub with finance intelligence on UK data, sector guides, case studies, explainer videos, and downloadable PDF guides, along with templates and resources for preparing finance applications.

Track record

According to published information, Sorbus Finance has grown since 2022. The company presents itself as an independent broker with whole-of-market access and no upfront costs for the client.

Location and contact

Phone: 01246 383500 · Email: hello@sorbusfinance.co.uk · Hours: Monday, Tuesday, Wednesday, Thursday and Friday: 09:00-17:30