Financial Fortress

Financial Fortress: independent financial advice in Chester and Wrexham

Financial Fortress is an independent financial advisory firm operating from Chester and Wrexham (United Kingdom). Its activity focuses on providing jargon-free financial advice to individuals and businesses, covering areas such as pensions, mortgages, investments, insurance, protection and later life planning. The firm presents itself as independent and authorised and regulated by the Financial Conduct Authority (FCA) with registered number 753489.

Financial advisory services

Financial Fortress's service catalogue includes:

• Pensions: pension planning and independent advice in an area the firm describes as complex.
• Mortgages: solutions for first-time buyers, moving to a larger home, buy to let and remortgaging to obtain better terms.
• Investments: investment advice and tax planning, with the aim of making money work while taking a calculated risk adjusted to the client's profile.
• Business & protection: financing to start or expand a business, protection against external or unforeseen risks, managing and reducing tax liability, and availability of cash not needed in the short term.
• Insurance: life insurance, illness cover and private healthcare options.
• Later life: advice on inheritance tax, wills and procedures after the death of a family member.

Approach and working methodology

The firm offers all clients a no-cost and no obligation review, which can be carried out at their office, at the client's home or via video conferencing. Financial Fortress emphasises a jargon-free service, with reduced telephone waiting times and dedicated, accessible advisers. According to its presentation, the review aims to ensure the client fully understands their plans and maximises their savings and investments.

Client profile and team

Financial Fortress states it has more than 700 satisfied clients and a team of 10 dedicated experts, with a track record of more than 10 years. The firm serves people at different life stages: buying a first home, protecting family against unforeseen events, investing for the future and planning for retirement. Among the team members mentioned on the website are Wayne Musker, Kieran, Steph and Andrew Parry, the latter cited in several reviews for his work in obtaining mortgages for clients with particular circumstances.

Client resources

Financial Fortress's website includes a knowledge library with detailed pages on pensions, mortgages, investments, taxation and other financial topics. It also offers a glossary to clarify technical terms and a section of short videos. In addition, the firm provides clients with a section of important documents.

Recognition and ratings

Financial Fortress displays an "Excellent" rating on its site based on 144 reviews, with opinions highlighting the clarity of advice, the professionalism of the team and the ability to resolve complex cases. The reviews specifically mention Andrew Parry for his help in obtaining mortgages for first-time buyers and for clients with unusual circumstances, as well as Wayne, Kieran and Steph for their attention and availability.