Trulife Financial

Trulife Financial: financial and mortgage advice in the UK

Trulife Financial is a financial advice firm with its registered office in Caerphilly (Wales) operating in the UK market. It presents itself as a team of financial advisers specialising in insurance, mortgages and financial planning, with the stated aim of helping clients manage essential matters such as pensions, investments, mortgages and insurance.

The firm acts as an appointed representative of The Openwork Partnership Ltd, a company authorised and regulated by the Financial Conduct Authority (FCA) with register number 408285. Trulife Financial Limited is registered in England and Wales under company number 13022122.

Mortgages for different types of buyer

The mortgage area covers everyone from first-time buyers to property investors. Among the options the firm details are:

• First-time buyer mortgages.
• Self Build.
• Moving home.
• New build mortgages.
• Debt consolidation.
• Remortgaging.
• Buy to let.
• Mortgage calculator and Help to Buy schemes.

The firm warns that property may be repossessed if repayments are not kept up and that most buy-to-let mortgages are not regulated by the Financial Conduct Authority.

Business and partnership protection

On the business side, Trulife Financial offers solutions aimed at protecting business continuity and key employees. Its range includes key person insurance, partnership protection, relevant life plans and shareholder protection.

Personal insurance and estate planning

The firm also advises on personal cover: life insurance, critical illness cover, income protection, accident protection, private medical insurance and sports insurance. This area is completed with wills services and cover for homeowners and landlords.

Financial planning, pensions and investments

Financial planning is described as a process of setting goals, developing strategies and outlining actions to manage financial resources. It includes analysing the current financial situation, forecasting future needs and drawing up a plan to achieve the client's objectives. Specific services cover pensions and retirement planning, investments and ISAs, inheritance tax planning, Junior ISAs and advice for landlords investing in property.

Team and advice approach

The firm describes itself as a team of financial advisers specialising in insurance, mortgages and financial advice. Its presentation highlights building relationships based on integrity, trust and transparency, and it states that it offers an efficient, reliable and honest service. Lewis Powell, quoted on the website, notes that the firm helps clients achieve a more secure future through tailored advice and a product portfolio it describes as market-leading.

Scope and communication

The information on the site is intended exclusively for UK residents. The firm offers a callback request form and a newsletter on financial markets, tax and mortgages. Its registered office is at Unit 6 De Clare Court, Pontygwindy Industrial Estate, Caerphilly, CF83 3HU.

Location and contact

Unit 6 De Clare Court, Pontygwindy Industrial Estate, Caerphilly, CF83 3HU