Brightstar Financial

Brightstar Financial, specialist credit broker in the United Kingdom

Brightstar Financial is a credit brokerage based in Billericay, Essex (United Kingdom), which presents itself as a specialist in finding solutions for complex cases. The firm operates under the trading names Brightstar Financial, Bright Star and Brightstar, all of which are trading styles of Bright Star Financial Limited, a company registered in England and Wales with number 07462342. It is authorised and regulated by the Financial Conduct Authority (FCA) with registration number 712700, and expressly defines itself as a credit broker, not a lender.

Its activity is aimed at both consumers and professional intermediaries. The company states that it may receive variable commissions depending on the lender, the product or other permitted factors, and that the commission model is confirmed to the client before proceeding.

Financing areas covered

Brightstar Financial's service catalogue covers various types of mortgage and credit financing, aimed at profiles that fall outside standard lending criteria:

• Second charge mortgages: presented as a flexible option for capital raising.
• Bridging finance: with a service described as high-speed and rates the firm calls market-leading.
• Development finance: for small and large-scale projects.
• Commercial finance: with a range of opportunities for businesses and their business owner clients.
• Residential mortgages: focused on complex cases.
• Buy-to-let mortgages: with a team the company describes as having up-to-date knowledge.
• Asset finance: enables businesses to acquire assets to facilitate their growth and success.
• Insurance: through in-house insurance brokers who can arrange a full suite of protection policies.
• Private Label: customised expertise for complex financial needs.

Focus on complex cases and collaboration

The firm stresses that its specialisation focuses on finding solutions rather than selling products, with experience in all lending areas and access to rates it describes as market-leading. It also highlights a collaborative way of working, both internally and externally, under the idea that input from more perspectives leads to creative solutions.

Brightstar Financial publishes informative and analytical content about the sector, such as articles on how specialist finance companies handle complex mortgages in the UK, the impact of the cost-of-living crisis on businesses and consumers, the evolution of the bridging finance market or the application of the Consumer Duty regulation. It also maintains a video series called BrightTalks, in which it introduces members of its team and their roles.

Corporate and regulatory information

Bright Star Financial Limited is registered at 7 Woodbrook Crescent, Billericay, Essex, CM12 0EQ, United Kingdom, and operates under the supervision of the Financial Conduct Authority. The company distinguishes on its website between the intermediary area and the consumer area, and states that the broker area is intended exclusively for intermediaries.

Location and contact

7 Woodbrook Crescent, Billericay, Essex, CM12 0EQ United Kingdom