Breeze Mortgages

Breeze Mortgages, mortgage advice in Bath

Breeze Mortgages Ltd is a mortgage advice firm based in Bath (United Kingdom) that presents itself as a support for people of any background looking for a mortgage or a remortgage. The company works with the client to find the option that best suits their situation and supports them through the process to completion.

Mortgages and home buying

The mortgage services cover the main buying and financing situations:

• Remortgage.
• First-time buyers.
• Buying your next home.
• Buy to let mortgages.
• New build homes.
• Mortgages for contractors.
• Self-employed mortgages.
• Adverse credit mortgages.
• Right to Buy and shared ownership.
• Tier 2 Visa mortgages.

Insurance and protection

In addition to financing, the firm offers advice on insurance and protection products: life insurance, critical illness cover, income protection and home insurance. The company notes that, as with any policy, terms and exclusions apply.

Tools and calculators

The website offers users several calculators to guide their decision: how much you can borrow, how much the mortgage will cost and a loan to value calculator. It also includes a section on the latest mortgage and buy to let best buys.

Fees

The company states that its usual fee is £299 for residential and buy to let mortgages, although the final amount depends on the client's circumstances and will not exceed the lower of £1,000 or 3% of the loan.

Structure and regulation

Breeze Mortgages Ltd acts as an Appointed Representative of Stonebridge Mortgage Solutions Ltd, authorised and regulated by the Financial Conduct Authority (FCA). Its registered office is at Suite 164, 3 Edgar Buildings, BA1 2FJ, with company number 13241150 and FCA number 947468.

Client reviews

The site collects client reviews published on Google and verified by Trustindex. The comments highlight clear communication, a non-pushy approach and support throughout the process; several mention advisers Jack and Rosie Butler by name. One of the reviews refers to a remortgage with equity release from one property to invest in another and a five-year fixed rate of 4.04%.

Location and contact

Suite 164, 3 Edgar Buildings, BA1 2FJ