Clover UK

Clover UK: point-of-sale terminals and payment services for small businesses

Clover UK is the British division of the Clover payment solutions platform, part of the Fiserv group. The company offers point-of-sale (POS) terminals and payment services aimed at small and medium-sized businesses, with the stated goal of letting merchants focus on their business while the company handles payments. Its offering includes acceptance of all major payment methods, product and price management, and dashboards for monitoring activity.

Terminals and point-of-sale solutions

The device range covers several configurations tailored to different types of business:

• Clover Flex: portable terminal with built-in printer and barcode scanner, designed for taking orders at the table and accepting payments on the go.
• Clover Flex Pocket: lightweight, printerless version designed to fit in your pocket and keep your business running all day.
• Clover Mini: compact countertop terminal, ideal for small spaces.
• Clover Station Duo: dual-screen terminal aimed at high-volume counters, to speed up payments.
• Clover Online Ordering: solution to take your business online and manage orders online.

The company also offers service plans and accessories, and lets you configure the solution to suit each business's payment and management needs.

Solutions by business type

Clover UK organises part of its offering by customer sector. It distinguishes between pubs and restaurants, retail, services and hospitality, with specific proposals for each. For medium and large businesses, the company offers a tailored proposal aimed at tender processes or larger-scale requirements.

Management features for merchants

Beyond payments, the platform includes day-to-day management tools. These include staff rotas, tip distribution, payroll management, creating promotions, discounts and gift cards to encourage customer loyalty, and inventory and stock control. The company also mentions real-time reporting through its dashboard, accessible from anywhere, and the ability to accept most currencies to sell to international customers.

Financing and complementary services

Clover UK offers Business Capital, a business financing product that lets you access funds against future card sales. According to the site, available amounts range from £1,000 to £500,000. The company also has a partner programme for those who want to work with the platform, a referral programme rewarded with an Amazon voucher, and training resources such as practical guides and free eBooks for merchants.

Use cases and presence in the United Kingdom

The site features case studies of businesses using its solutions, including the restaurant Magic Monkey, the pharmacy Derix Healthcare Pharmacy, the football club Hibernian F.C., the company SIG UK and the venue Revo Kitchen & Terrace. These examples illustrate applications in restaurants, pharmacy, sport and other multi-site environments. The company operates in the UK market and its acquiring solution in the UK is provided by First Data Europe Limited (FDEL), a company incorporated in England with number 02012925 and registered office at Janus House, Endeavour Drive, Basildon, Essex, SS14 3WF. FDEL is authorised and regulated by the Financial Conduct Authority (FCA Register No. 582703). Clover devices and solutions are provided by Marketplace Merchant Solutions Limited (MMSL) or by First Data Europe Limited (FDEL), and are not regulated by the FCA. Non-Clover POS solutions are provided by FDR Limited, LLC (FDRL). FDEL, MMSL and FDRL are all Fiserv, Inc. group companies.

Location and contact

Janus House, Endeavour Drive, Basildon, Essex, SS14 3WF