Trio Money

Trio Money, homeowner loan broker in Atherton

Trio Money is the trading name of Trio Group (North West) Limited, a financial intermediary firm based in Atherton, in the north-west of England. Its activity focuses on homeowner loans, also known as secured loans, and on mortgage solutions aimed at unlocking the value built up in a property. The company presents itself as a specialist in finance and states that its team works with each client to find the option that best suits their situation.

Finance linked to property equity

The main service consists of sourcing homeowner loans for a wide range of profiles. The firm states that it can find an alternative both for people with a poor credit history and for those carrying debts who need to reduce their monthly repayments. Among the reasons it mentions for turning to this type of product are home improvement, getting married, starting a family, buying a property as an investment or any other financing need.

The company describes its approach as transparent and focused on building long-term relationships with clients, with the case monitored at every stage of the process.

Typical uses of the loan

The site lists the most common purposes for which these loans are requested:

• Debt consolidation
• Home improvements and renovations
• Purchase of business premises or properties
• Purchase of vehicles or caravans
• Financing holidays or weddings
• Major purchases

Partner lenders and affordability checks

Trio Money works with a panel of trusted lenders and takes care of contacting them on the client's behalf to quickly compare their eligibility across the different options available. According to the firm, this initial check is carried out through a soft credit search, visible to the person concerned but not to the lenders, so it does not affect their credit history. The lender that ultimately assesses the application does carry out a full check that is recorded on the client's file.

A team with three specialist directors

The company is led by three professionals with experience in the financial sector from different backgrounds. Scott Webster, director, has worked in secured loans since 2005; he began as an underwriter at a lender, later moved to the brokerage side as an adviser, obtained the CeMAP qualification in 2010 and has held management positions, including Head of Specialist Lending and Operations Director.

Charlotte Crook, also a director, is responsible for managing secured loan cases and focuses on resolving any obstacles that may arise quickly. She has worked in this segment since 2015 and has been a qualified mortgage adviser since 2016.

Sarah Gerrard, the third director, acts as the first point of contact for clients. She knows the panel of partner lenders and is responsible for matching each case, including the most complex ones, with the right lender. She began her financial career in 2008 and has held the CeMAP qualification since 2016.

Regulation and scope of activity

Trio Group (North West) Limited operates as Trio Money and is authorised and regulated by the UK Financial Conduct Authority under reference number 1033790, as an appointed representative of TMG Direct Limited, an entity also regulated by the FCA under number 786245. The company is registered with the Information Commissioner's Office and states that it complies with UK data protection regulations. The information on the site falls within the UK regulatory regime and is aimed primarily at customers in that country.

Location and contact

Suite 6B The Quad, 53 Gibfield Park Avenue, Atherton, England, M46 0SY · Phone: 01942 909393 · Email: hello@triomoney.co.uk