Bon Accord Life

Independent insurance broker based in Alloa

Bon Accord Life is an independent UK insurance broker operating under the trading name of Lifetime Protection Services Limited, a company authorised and regulated by the Financial Conduct Authority (FCA) with registration number SC384557. Its business consists of comparing insurers across the entire UK market to offer customers the right product at the lowest possible price, according to its own presentation.

The firm was established in 2008 and has a track record in the financial services sector. Its registered office is at The E Centre, Cooperage Way Business Village, Alloa, FK10 3LP, and it has an office at number 3.7 of the E-centre, in the same Cooperage Way business complex.

Personal protection products

The broker's catalogue covers several types of insurance aimed at protecting individuals and families:

• Life insurance, with variants such as no medical questions life cover, whole of life insurance, protection with rewards and guaranteed acceptance.
• Life insurance for over 50s and for people with pre-existing health conditions.
• Illness insurance, which includes critical illness cover, sick pay insurance and private medical insurance.
• Accident protection, with products such as MetLife Everyday Protect, accident only cover with indemnity and accident income protection.
• Protection for hazardous pursuits or sports injuries.
• Home insurance.

Business protection

The firm also offers business protection solutions, including directors life insurance, key person insurance and employee health and life cover.

Comparison and advice service

Bon Accord Life presents itself as a completely independent broker: it compares insurance providers from across the UK market so that the customer receives the right product at the lowest price. The website includes a quote form in which the user indicates the type of cover desired, the policy amount, whether they have used tobacco or nicotine in the past twelve months and their contact details, so that the broker can compare prices across the UK market.

Customer reviews

The site shows an average rating of 4.7 out of 5 based on 446 reviews, with testimonials mentioning the service received from agents such as Lisa and Caroline, the clarity in explaining the process and obtaining the cover sought at a satisfactory price.

Additional benefit for policyholders

The company offers its customers discounts of up to 50% on Nuffield Health and Virgin Active gym membership fees, according to the information on its website.

Location and contact

Office 3.7 The E-centre Cooperage Way Business Centre Alloa FK10 3LP · Phone: 0800 779 7450 · Email: info@bonaccordlife.com · Hours: Mo,Tu,We,Th,Fr,Sa,Su 09:00-17:00