Tesco Insurance

Tesco Insurance: car, home, pet, travel and life insurance

Tesco Insurance is an insurance brand that offers car, home, pet, travel and life policies, as well as a currency exchange service (Travel Money). Purchasing and management are handled through its website, where customers can get quotes, register an account to manage their policies and make claims online.

Car insurance

The car offering includes the option to compare Gold, Silver and Bronze cover and get a 10% discount with the Clubcard, according to the company itself. Additional cover and services include insurance for vehicles over 50 years old, electric car insurance, breakdown cover, car key cover, motor legal protection and upgraded courtesy car. There is also a specific policy for business vehicles (Box Insurance).

Home insurance

In the home insurance line, buildings, combined and contents policies are offered, including a contents option for renters. These are complemented by home emergency cover, family legal protection, personal possessions, accidental damage and bicycle cover. The company states that its home insurance is recommended by Which? and that it is possible to save with the Clubcard.

Pet insurance

The pet insurance range includes Lifetime, Multi Pet, Maximum Benefit and Time Limited policies, as well as specific cover for cats and dogs. Services such as Vetfone and a vet pharmacy are also available. The company states that its pet insurance is recommended by Which? and that lifetime cover for dogs and cats exceeds £5,000, with Pinnacle Insurance Ltd. as the provider.

Travel insurance

The travel offering covers single trip, annual multi trip, backpacker, family, senior, cruise, winter sports and golf policies, as well as gadget insurance. The company applies a 10% discount with the Clubcard when buying directly, excluding add-ons, and the policy is underwritten by AWP P&C S.A.

Life insurance

In the life insurance area, policies with Tesco benefits and a decreasing term life option are offered, along with free parent life cover. The policy is provided by Aviva Life & Pensions UK Limited. The company also offers a Tesco gift card worth up to £150 and exclusive coupons, with a promotion running until 30 November 2026, subject to terms and conditions and to holding the Clubcard and the Tesco app.

Policy management and customer service

Policyholders can register to manage their home and car insurance policies online, with no phone calls or admin fees, according to the website information. The company has a help centre and FAQs, as well as a support service for additional needs, designed for those who require adapted assistance due to disability or other circumstances.

Guides and resources

The site brings together guides on car, home, pet, travel and life insurance, with tips on maintenance, pet care and travel preparation. It also includes content on buying a car, looking after your home and buying a pet, as well as a help and support centre for money issues.