Protect Line

Protect Line: life insurance broker for UK families

Protect Line is a life insurance broker based in the UK that has been operating since 2010. The company presents itself as one of the country's most trusted life insurance brokers and offers a commission-free comparison service so that clients can evaluate different coverage options and choose the one that best suits their needs. According to its data, it has helped over 500,000 British families take out protection and has a rating of 4.9 out of 5 on Trustpilot, with more than 45,000 five-star reviews.

Products and coverage available

Protect Line's catalogue covers life insurance and complementary coverages. In the life sector, it offers increasing term, decreasing term, level term, over 50s, non-medical, joint, and whole of life policies. It also provides critical illness cover, income protection, and wills. Outside the life sector, the company offers vehicle insurance (car, van, motorcycle, and bicycle), breakdown cover, home insurance, travel insurance, and pet insurance.

Comparison and advice service

Protect Line defines itself as a non-advised broker, meaning it does not recommend specific products or insurers. Its service focuses on comparing options so that clients can see alternatives side by side and make an informed decision. The company offers an online calculator that helps estimate the amount of cover needed based on factors such as outstanding mortgage, total debts, the sum you wish to leave as a lump sum, expected funeral costs, and existing savings and cover. The website also provides general information about the different types of policies and their features.

Backing and recognition

The company is regulated by the FCA (Financial Conduct Authority) and states it has paid over £76.7 million in claims. Its team specialises in life insurance and, according to customer reviews, advisers clearly explain the differences between policies and support clients throughout the process. Protect Line works with some of the most recognised insurers in the UK market.

Company structure

Protect Line operates from the UK and its activity focuses on the British market. The company does not specify in the available information whether it has multiple physical locations, but its business model is mainly conducted through telephone and online channels.