Gestión de Impagos

Debt recovery services

Gestión de Impagos is a Spanish company that handles debt collection and recovery for both consumers and businesses. Its team says it specializes in claims involving invoices, checks, and promissory notes and has more than 15 years of experience in the field. The firm operates from Mataró (Barcelona) and serves clients in sectors including small and large businesses, telecommunications, financial services, and public utilities.

Services

• Managing unpaid accounts and recovering debts.
• Pursuing unpaid debts through out-of-court or court proceedings.
• Collecting overdue debts and advising on delinquency prevention.
• Recovering unpaid invoices, checks, and promissory notes.
• Court proceedings, including payment-order proceedings and claims for payment.
• Out-of-court negotiations and court-approved deferred payment agreements.

How it works

The company describes a step-by-step process. First, it contacts the debtor by phone or letter, explains the debt, and offers possible payment options, including a payment plan. If there is no response, it sends a burofax, a formally delivered notice, detailing the debt and amount due. If payment is still not made, it pursues stronger measures, such as wage garnishment or filing a lawsuit. For older debts, it says it first identifies the debtor and uses payment-order proceedings and out-of-court negotiations; if no agreement is reached, it files the corresponding claim. The company says payment-order proceedings can be resolved in about 20 business days if the requirements are met and that, in many cases, default interest rates set by the European Central Bank can also be claimed.

Legal approach and confidentiality

The firm emphasizes that all its procedures are legal and that it strictly complies with data protection law, keeping creditor information confidential. It also says it seeks to preserve the relationship between clients and their debtors during the collection process.

Location and contact

Address: 1 Sant Agustí Street, 2-1, 08301 Mataró (Barcelona), Spain. Phone: +34 602 619 774. The website provides a contact form but does not list an email address.

Confirm contact details and service terms directly with the company before hiring it.