Prestamo24

Online personal loan comparison

Prestamo24 is a Spanish website that compares online personal loans and forwards applications to lenders. It is not a financial institution that lends directly; instead, it displays offers from different lenders and lets users submit an application to several at once to increase their chances of approval.

Offers listed

The website lists loan offers from €300 to €10,000, with repayment terms ranging from 5 to 730 days depending on the product, and minimum applicant ages of 18 or 21. Featured offers include:

• Loans up to €10,000 with approval starting in 7 minutes.
• Loans up to €5,000 with approval starting in 10 minutes.
• Interest-free loans up to €300.
• Loans up to €600 in 10 minutes.
• Loans for people listed with ASNEF, Spain's credit-default database.
• Fully online loans.

The site also lists a promotional code, AFF30, for 30% off one specific offer.

Lenders listed

The site provides information about several lenders and their terms:

• Fininity Ltd (Paadi tee 3, Haabneeme, 74001 Harju County, Estonia): APR (TAE) 0%–150%, terms of 90–730 days, and amounts of €100–€10,000. It is associated with several contact emails, including contacto@pezetita.com, hola@prestamiau.es, info@andacredito.es, and info@crezu.es.
• 4Finance Spain Financial Services, S.A.U. (Calle Albasanz, 14, ground floor, 28037 Madrid; phone: 912 907 788): APR 0%–480%, terms of 62–90 days, and amounts of €50–€300.
• Global Kapital Group Spain S.L.U. (Calle Orense, 62, 28020 Madrid; phone: +34 912 907 100): APR 0%–350%, terms of 65–75 days, and amounts of €100–€600.
• Wandoo Finance S.L.U. (Avda. Bruselas, 6, ground floor, suite C, 28108 Alcobendas, Madrid; phone: +34 917 146 620): APR 0%–400%, terms of 70–75 days, and amounts of €100–€300.
• SF Préstamos S.L. (Av. de Manoteras, 12, 6th floor, Spaces, 28050 Madrid; phone: +34 910 603 553): APR 0%–480%, terms of 62–90 days, and amounts of €100–€500.
• Loaney Finance S.L. (C/ Edgar Neville, 33, 28020 Madrid; phone: +34 919 432 900): APR 0%–480%, terms of 62–90 days, and amounts of €100–€500.
• HAY CREDITO, S.L.U. (Calle Profesor Beltrán Baguena, 4, Trade Center I, Office 401, 46009 Valencia; phone: 900 433 030): APR 0%–8,667.27%, terms of 5–30 days, and amounts of €100–€500.

How the service works

Users select the amount and repayment term they want, and the platform displays available offers. The application is completed online and, according to the website, usually takes less than five minutes, with lenders responding almost immediately. Prestamo24 says it does not share user information with third parties outside the financial institutions receiving a loan application.

Who the platform serves

The platform is aimed at people seeking fast financing, including those with poor credit histories, other financial obligations, or no fixed income. The website says applicants need identification and a phone number, and that having a steady salary for more than three months increases the chance of approval.

Contact

Main contact email: info@prestamo24.es. The site also lists lender phone numbers: 912 907 788, +34 912 907 100, +34 917 146 620, +34 910 603 553, +34 919 432 900, and 900 433 030.