SegurosMaquinaria

Insurance for the machinery sector

SegurosMaquinaria is an insurance brokerage focused exclusively on machinery. Its offerings are organized into five lines: liability, business property, machinery breakdown, commercial vehicle fleets, and cargo insurance.

Products and approach

• Liability: the company describes this as essential coverage for business operations, noting that self-insurance is not a practical option given the potential financial impact of a claim.
• Business property: policies with standard groups of coverage in the market, including fire, theft, weather damage, and electrical damage, although the firm notes that policies are not all the same.
• Machinery breakdown: coverage the company says is less familiar among small businesses in the sector and more common among larger ones, even though larger businesses are better able to use their own funds to absorb a total loss.
• Commercial vehicle fleets: business vehicle insurance, with broadly similar core coverage across insurers except for specific differences.
• Cargo insurance: included in the product catalog.

Informational content

The website has articles explaining the features of each type of policy and comparing how the insurance market handles machinery-related coverage. Its educational approach is intended to help businesses understand the coverage they are purchasing before making a decision.