Grup La Mútua dels Enginyers

Insurance and financial planning

La Mútua dels Enginyers is a nonprofit social benefits mutual operating in insurance and financial planning. Its products serve individuals, families, businesses, and professional groups, spanning personal insurance, property coverage, savings, and investments.

Coverage for individuals and families

Personal policies include accident, short-term disability, funeral, long-term care, surgical expense, hospitalization, disability, critical illness, medical, income, education, and life insurance. Property coverage includes travel assistance, auto, homeowners, pet, motorcycle, scooter, and bicycle insurance, as well as general liability. For younger customers, the Inspirit brand includes Vida Inspirit, Erasmus, and Salut Inspirit.

Savings, investments, and retirement plans

The mutual manages pension plans and insured retirement savings plans (PPA), including Pla de Pensions Associatiu Enginyers. It says it was the first mutual in Spain to manage an association pension plan, in 1989. Its offerings include Renda Fixa ODS Enginyers, Mixt Enginyers, Borsa Enginyers, Prudent Enginyers, Inversió Sostenible Enginyers, Fonsgestió Enginyers, Solidari i Temàtic Enginyers, and Gestió RF Enginyers. Savings and investment products include Pla Estalvi Multinversió, Pla Estalvi Tax Free SIALP, investment baskets Sigma MA, Alpha RF, Premium RV, Value RV, Temàtica RV, Criptomonedes, and Crèdit RF, plus Propifi 01-2030. Financial advice is available through MutuaValors. Youth-oriented options include Wallet Inspirit, Inspirit, and Mútua Retirement.

Solutions for businesses and self-employed professionals

Business property coverage includes surety, legal defense, vehicle fleets, office and retail package policies, small-business coverage, tool theft, and construction and installation all-risk policies. Liability policies include cyber liability, directors and officers (D&O), decennial construction liability, liability for builders and installers, environmental liability, and professional liability. Business retirement offerings include SocialCorp, the Pla de Previsió Social Empresarial (PPSE), and Multiempresa Previsió, which the mutual presents as an alternative to the RETA self-employed workers' program.

Scale and financial strength

• Solvency ratio of 207% in 2024.
• More than 30,000 people covered.
• More than 40 agreements with professional groups and associations, and nine universities.
• First mutual in Spain to manage an association pension plan, in 1989.

Club La Mútua

Customers and members can join an exclusive club offering direct discounts from brands, cash back at online stores, and wellness content. Registration is free.

Contact

Email: correu@mutua-enginyers.com. The mutual is on WhatsApp, LinkedIn, X, Instagram, Facebook, and TikTok.