BirdCapital

What BirdCapital is

BirdCapital Investment S.L. describes itself as an independent credit intermediary and an alternative route to conventional bank lending. It connects clients with credit firms, banks, investment funds, private lenders and investors. The lender, rather than BirdCapital, approves each transaction and sets the binding conditions.

Products

The published offer has three segments:

• Individuals: property-secured private loans from €15,000 and terms up to 20 years, including cases involving ASNEF records, inheritances, renovations, debt consolidation, lack of payroll income, attachments or auctions.
• Companies: private-capital and development finance, with amounts advertised up to €15 million.
• Self-employed borrowers: finance for starting or expanding a business, with terms advertised up to 20 years depending on the facility.

Application process

The company describes an initial application, a free assessment, an indicative proposal, an approved property valuation, pre-contract documentation and a notarial appointment, followed by signing and release of funds. An initial proposal is not a credit offer; valuation, notary, intermediary and other charges should be disclosed before commitment.

Registrations claimed

BirdCapital states that it is registered with the Bank of Spain under D367 and the Ministry of Consumer Affairs under 974-2020 and holds liability policy BAS202000140. It says mortgage loans are signed before a notary under Laws 2/2009 and 5/2019. Check each registration and policy directly with the issuing body and identify the ultimate lender.

Contact

Phone: +34 698 981 579. Email: info@birdcapital.es. The source does not provide a postal address.

Before proceeding, obtain the European or statutory pre-contract information applicable to the loan, APR, total repayable, valuation and brokerage fees, default interest, security, early-repayment terms and an independent legal review.