Triodos Bank

Ethical banking focused on positive impact

Triodos Bank describes itself as an ethical bank that finances only social, environmental, and cultural projects. According to figures published on its website, it has 748,619 customers in five European countries and has lent €10.7 billion to projects in Europe that it says benefit people and the planet.

Presence and oversight

The bank operates in the Netherlands, Belgium, the United Kingdom, Germany, and Spain. Triodos Bank N.V. is supervised by the Dutch Central Bank and the Dutch Authority for the Financial Markets. Its Spanish branch is supervised by the Bank of Spain on matters of general interest, transparency, and consumer protection for banking services. The bank participates in the Dutch Deposit Guarantee Scheme.

Products and services

• Accounts and cards
• Savings
• Investments
• Financing
• Donations

Products are organized for individuals, businesses, and self-employed customers, and also include products for holders of CDA (certificates of deposit for shares).

Investment approach

The bank channels customers’ savings and investments into projects with positive impact. One initiative is the Triodos Regenerative Money Centre, which supports projects based on their impact rather than focusing on financial risks and returns. Together with Suma Impact Foundation, Triodos Bank also launched the “Territorios de Impacto” match-funding program, which will support projects from Pioneers of Our Time and The Regen Institute.

Publications and transparency

Triodos Bank publishes half-year results, press releases, and annual reports, and provides educational information on ethical banking, sustainability, and finance. It also warns customers about fraud: it says it never calls from a mobile or hidden number and never asks for account balances, full credentials, or remote access to a device.